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Impact of Association Health Plan Legislation on Premiums and Coverage for Small Employers (PDF)
Mercer for National Small Business United 
June 16, 2003
21 pages; June 2003. Excerpt: [T]he proposed AHP legislation would have a detrimental impact on small employer premiums, especially for firms with high-cost workers, and would cause a significant number of small employers to drop coverage, thereby increasing the nation's uninsured population.
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