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Reforming the U.S. Retirement Income System: the Growing Role of Work (PDF)
Bost College Center for Retirement Research 
Sept. 22, 2003
16 pages. Excerpt: This brief is the first in a series that profiles national retirement income systems and their response to the impending demographic transition.... The retirement income challenge is generally framed as a financing problem, which requires benefit cuts, larger contributions, increased saving, and/or higher-yielding investments. But the challenge is fundamentally a labor-market problem, involving the work/retirement divide and even continued work when 'retired.'
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