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Who Stewards Your 401(k) Plan?
TheStreet.com 
Sept. 30, 2003
Excerpt: Many 401(k) participants, even those with a relatively sophisticated understanding of their investments, know of only two parties engaged in their plan: the employer who sponsors the plan and the mutual fund firms in which they invest their money. However, as is usually the case when trillions of dollars are involved, a lot of other parties have a hand in the process.
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