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Motivating Retirement Planning: Problems and Solutions (PDF)
Gary W. Selnow via the Pension Research Council 
Oct. 29, 2003 17 pages; working paper. Excerpt: [T]he pressures of immediate gratification, delayed benefit, the unknown, the uncertain, the uncomfortable, ally against wise decisions. Yet, while many people yield to these influences, many others make the right choice. That drives us to ask why.... This chapter examines the theory to understand why automatic enrollment has a good chance of overcoming the natural impediments to wise decisions about retirement investments. [WP2003-07] MORE >> |
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