Excerpt: The study focuses on the benefits to be paid under different forms of [Social Security] individual account proposals. .... The study also addresses how any new individual account program would fit with traditional Social Security, employer-based pensions and tax-advantaged individual retirement savings (e.g. IRAs), as well as Individual Development Accounts (IDAs) targeted to low-income households. [The Academy will fill requests for PDFs or printed copies of the report.]  MORE >>