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Is Social Security a Retirement Plan or an Insurance Program?
The American Spectator 
[Opinion] Mar. 23, 2005
Excerpt: In his recent article 'Blocking Move,' Jonathan Chait recently made a case for obstructing Social Security reform. Although Chait displays some honesty bordering on cynicism (more on that here), his case rests heavily on the idea that (1) reformers want to dismantle the entire Social Security system; (2) reformers are overselling the likely return on personal accounts; and (3) Social Security was intended to be 'social insurance,' not an investment program. Let's take these in order.
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