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The Retiree Drug Subsidy: Why Employers and Union Plan Sponsors Should Consider It (PDF)
The ERISA Industry Committee [ERIC] 
[Opinion] Apr. 12, 2005
5 pages. Excerpt: [P]lan sponsors that wish to participate in the retiree drug subsidy program have several different approaches for combining that coverage with hospital, surgical, and other non-prescription health plan benefits. These can include the use of Medicare Advantage (MA) plans or other types of coverage.
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