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CBO Cost Estimate: H.R. 525, Small Business Health Fairness Act of 2005 (PDF)
U.S. Congressional Budget Office [CBO] 
Apr. 14, 2005
Excerpt: H.R. 525 would establish a regulatory framework and certification process for association health plans (AHPs). AHPs could be established by trade, industry, and professional associations as a vehicle for providing health care benefits to employees of businesses thatare association members. AHPs would not, in general, have to offer coverage of state-mandated benefits and would be subject in a limited way to state rules that compress health insurance premiums across a state's[.]
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