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Legislation Providing 401(k) Automatic Enrollment Incentives Would Increase Employee Participation (PDF)
HR Policy Association
[Opinion] May 27, 2005
2 pages. Excerpt: As part of the broad retirement security debate anticipated this summer, Congress is expected to review whether to revamp the rules surrounding 401(k) plans to encourage employers to make employee participation automatic unless the employee opts out. Currently, most employees are required to opt-in to participation in their 401(k) plans, but many employees never do so or wait for years before participating.
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