Excerpt: How many times during the recent debate over Social Security reform have you heard someone refer to Social Security's 'guaranteed benefit'? The AARP says 'Social Security is the guaranteed part of your retirement plan.' [T]he Democratic leader in the House, touts the system's 'guaranteed retirement benefit.' The liberal activist group ProtectYourCheck.org ... is running ads calling Social Security 'a guarantee you earned.' But Social Security benefits are not guaranteed.  MORE >>