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CMS Guidance on Creditable Coverage Notices
Deloitte 
June 7, 2005
Excerpt: These notices are extremely important, because eligible Part D participants who do not enroll when first eligible will pay higher premiums if they enroll later, unless they can show they had 'creditable coverage' during that time. The guidance also addresses certain issues relating to determining whether a prescription drug plan provides creditable or noncreditable coverage ...
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