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Cost & Speed at Crux of Social Security Debate: No-Frills Plan Would Save Money & Create Delays
The Washington Post; subscription may be required 
July 7, 2005
Excerpt: Faced with a choice between low administrative costs and expensive 401(k)-like service, Bush administration officials indicated this week they may favor a no-frills system of Social Security personal accounts that could leave a long lag between when workers contribute and when those contributions are credited to an account.
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