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RRC Conference Paper: Financial Literacy and Planning -- Implications for Retirement Well-being (PDF)
Center for Retirement Research [CRR] at Boston College 
Aug. 25, 2005
19 pages. Excerpt: Why do people do so poorly when it comes to designing and carrying out retirement saving plans? This paper explores the hypothesis that poor planning may be a primary result of financial illiteracy. That is, we evaluate whether those who report that they are unable to plan for retirement or carry out their retirement saving plans are also those most unaware of fundamental economic concepts driving economic wellbeing during the lifetime and in old age.
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