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Why Do Women Claim Social Security Benefits So Early? (PDF)
Center for Retirement Research [CRR] at Boston College 
Oct. 28, 2005
10 pages. Excerpt: This brief summarizes the incentives facing older women when claiming their Social Security benefits. The analysis shows that single women and married women face very different choices. For most married women, the Social Security benefit structure actually encourages them to grab their benefits as soon as possible. These incentives reinforce the tendency for wives, who are usually younger, to retire when their husbands do.
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