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Designing 401(k) Plans that Encourage Retirement Savings: Lessons from Behavioral Finance (PDF)
AARP 
Apr. 6, 2006
19 pages. Excerpt: A weakness of the voluntary pension system is that many individuals make poor choices. In this AARP Public Policy Institute Issue Brief, John Turner explains how behavioral finance theorists have used their insight into worker inertia and procrastination to propose solutions that preserve employee choice while achieving better long-run outcomes for many workers.
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