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CRS Report: Retirement Savings and Household Wealth Trends, 2001-2004 (PDF)
Congressional Research Service [CRS] 
May 23, 2006
21 pages. "According to the most recent survey, 47.9% of workers under age 65 participated in employer-sponsored retirement plans -- both DB and DC -- in 2004, down from 49.6% in 2001. The decline in retirement plan participation between 2001 and 2004 was most heavily concentrated among workers under 45 years old, male workers, non-white workers, unmarried workers, those who did not attend college, and those with household incomes in the bottom half of the income distribution." [Report RL30922, updated May 22, 2006]
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