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Wake Up and Smell the Coffee! DC Plans Aren't Working -- Here's How to Fix Them (PDF)
The Investment Research Journal from Barclays Global Investors 
Aug. 7, 2006
35 pages. Excerpt: DC plans have emerged as the dominant mechanism for retirement saving in the US, yet they're not working. Median balances at retirement are only $44,000; average balances, which give a large weight to higher income investors, are only $112,000 -- not nearly enough to retire on.
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