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Issue Brief: 401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2005 (PDF)
Employee Benefit Research Institute [EBRI] 
Aug. 24, 2006
20 pages. Excerpt: Consistent participation in 401(k) plans helps account balances grow: The average account balance increased 50 percent among 401(k) participants who held accounts from 1999 to 2005, even though one of the worst bear markets for stocks since the Great Depression occurred during that period.
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