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Economist's White Paper: Can Annuities Enhance Retirement Lifestyles? (PDF)
Dr. Pinar Çebi via American Council for Capital Formation 
Oct. 3, 2006
Excerpt: Over the years, economic research has consistently demonstrated the potential importance of annuities for retirees. With baby boomers approaching retirement and the increased switching from defined benefit to defined contribution retirement plans, more has to be done to insure a responsible management of the payout phase of retirement. [This report] provides background on annuities and on policies to insure a responsible management of the payout phase of retirement.
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