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Letter to 401(k) Retirement Plan Sponsors and Vendors: You're Failing (PDF)
Ackley Associates 
[Opinion] May 12, 2008
Excerpt: In 2006, 87% of plan sponsors said they do not believe most employees are/will be financially prepared for retirement. (Deloitte/IFEBP) Just 13% said half might be ok. If that's not a sign of failure, what is?
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