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The Role of Employment-Based Health Benefits Under a Univeral Coverage Reform Option
Paul B. Ginsburg via Center for Studying Health System Change 
[Opinion] May 13, 2008
Excerpt: Increased reliance on the individual insurance market in its present form is unlikely tomeet society's goals, but directing those without access to employer coverage who receive subsidies to regional insurance exchanges could make such coverage much more attractive. But real-world experience with such a reform is needed before considering the substitution of individual coverage for employer-based coverage.
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