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The Choice on Whether to Contribute to a Regular 401(k) or a Roth 401(k)
Financial Planning Association
[Opinion] July 7, 2008
Excerpt: Roth 401(k)s often are portrayed as the preferable choice over traditional 401(k)s. Not so fast, says our author. Roths rarely are the right choice except for the very wealthy, he contends. The reason: contributions are made at the highest marginal tax rate, but withdrawals are made at lower effective rates.
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