Excerpt: The private insurance industry, as it functions today, clearly must be replaced with a system that works. So what is the solution proposed by the HCAN coalition? Let's replace the private insurance industry with… the private insurance industry. Only let's regulate it by requiring the insurers to provide us with the comprehensive coverage that we need 'through the largest possible pools' - thus ensuring that their products will have premiums that only the very wealthiest of us can afford.  MORE >>