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Determining the Burden of Proof Under Accidental Death Policies
Health Plan Law 
[Guidance Overview] Aug. 8, 2008
Excerpt: The nuances that attend defining the complex of circumstances which may be deemed 'accidental' have served as a staple defense in the denial of claims under accidental death insurance policies. Though the fact patterns of these cases are frequently interesting (at least compared to our standard fare as readers of ERISA cases), Hancock v. Metro. Life Ins. Co presents the issue with more intrigue than most.
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