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Heterogeneity in Health and Mortality Risk Among Early Retiree Men
U.S. Social Security Administration [SSA] via Social Science Research Network 
Aug. 27, 2008
Excerpt: This paper finds substantial heterogeneity among early retirees in health and mortality risks related to the age at which they become entitled to Social Security benefits. Early retirees consist of (1) a group in extremely poor health, (2) a group with health equal to age-65 retirees, and (3) a group with health in between that of the first two groups. The majority of early retirees are in poorer health and have higher mortality risk than that of age-65 retirees, and only a minority have health and mortality risks as good as that of age-65 retirees.
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