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ERIC Comments on Proposed Regulation on Disclosure Requirements for Participant-Directed Individual Account Plans (PDF)
The ERISA Industry Committee [ERIC] 
[Opinion] Sept. 9, 2008
29 pages. Excerpt: The Department has proposed to make the regulation effective for plan years beginning on or after January 1, 2009. This proposed effective date is not realistic. As explained ..., fiduciaries will need substantially more time to comply with the new disclosure requirements. ERIC recommends that the requirements become effective no earlier than the first plan year beginning at least 12 months after the final regulation is published in the Federal Register.
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