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A Lesson from the Crash of 2008: The Misguided Paternalism of the Qualified Default Investment Alternative
Prof. Edward A. Zelinsky, OUPblog 
[Opinion] Sept. 23, 2008
Excerpt: In this article, [Edward] Zelinsky discusses the federal government's promotion of common stock investments for 401(k) participants. He suggests that, in light of the Crash of 2008, that promotion constitutes misguided paternalism.
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