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Paternalism In Retirement Savings
Health Plan Law 
[Opinion] Sept. 25, 2008
Excerpt: Professor Ed Zelinsky comments in [a] recent article on provisions in the Pension Protection Act of 2006 (PPA), directing the Secretary of Labor to promulgate regulations specifying the 'default investments' to which 401(k) funds will be directed if participants fail to make their own investment choices. He takes issue with regulations promulgated under that authority, observing that they are, in effect, a paternalistic endorsement of a predominantly equity-based approach to investing.
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