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Are All Americans Saving 'Optimally' for Retirement? (PDF)
University of Michigan Retirement Research Center [MRRC] 
Oct. 16, 2008 Excerpt: In this paper we briefly discuss evidence on the adequacy of retirement wealth accumulation. We conclude that existing descriptive evidence does not seem consistent with dire assessments of poor financial preparation. We then extend the straightforward, but computationally complex dynamic programming approach used in our earlier work to assess the adequacy of retirement wealth preparation of Americans born before 1954. [Working paper no. 2008-190] MORE >> |
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