1 page. Excerpt: GINA has been hailed as this century's first major civil rights act. GINA prohibits health insurers and group health plans from, among other things, charging higher premiums or contribution amounts based on an individual's genetic information, which includes any medical information related to an employee's genetic testing or the actual manifestation of a genetic disease or disorder. GINA also prohibits employers from discriminating against current or prospective employees based on available genetic information.  MORE >>