Excerpt: Four members of the House of Representatives late yesterday introduced a bill that would provide relief to older Americans who have lost much of their retirement savings and to companies that have complained of stringent requirements for funding their pension plans during a market downturn. Two Democrats, Reps. George Miller (Calif.) and Charles B. Rangel (N.Y.), and two Republicans, Reps. Jim McCrery (La.) and Howard P. 'Buck' McKeon (Calif.), joined forces to propose a one-year moratorium on a law requiring retirees older than 70-1/2 to withdraw money from their 401(k) accounts and other defined contribution plans by the end of 2009. The bill also would scale back a requirement that companies immediately fully fund their pension plans if they fail to meet certain benchmarks, even if their pensions have suffered big losses.  MORE >>