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Boost Your Variable Annuity
The Washington Post; subscription may be required 
Dec. 15, 2008
Excerpt: A popular type of variable annuity -- the one with guaranteed 'living benefits' -- may be the riskiest product ever sold by the insurance industry. Risky to the health of the insurance carriers, that is. The guarantees are costing them far more than the premiums they charge, and their stock prices have plunged. If you bought one of these annuities, you will collect your promised, fixed, minimum income benefits even though your investment may have lost 40 percent in market value. Your future benefit, however, may not rise as you expected. Fortunately, there's a backdoor way to increase your payout[.]
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