"You could have the best investment approach ever designed, but without the right distribution strategy the government potentially becomes the biggest benefactor. So, if you've accumulated a significant amount of wealth in your tax-deferred retirement accounts here are three critical factors you must be aware of to set your IRAs or 401(k) up as a lasting legacy: [1] Backup beneficiaries.... [2] Prudent investment strategies.... [3] Correct custodial and trust documents."  MORE >>