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Most Older Americans Avoid Dipping Into Savings But 1 in 5 Outspend Income by 50% or More (PDF)
Employee Benefit Research Institute [EBRI] 
Feb. 19, 2013
"About 60 percent of elderly American households spend less than their incomes, but in 2009 more than 14 percent of older households spent considerably more than their income, according to a new report ... Singles, households with no pensions, African-Americans and Hispanics have larger shares of households with deficits. Health care and home related expenses are the biggest drivers of income deficit."
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