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401(k) 'Leakage' Slows as Economy Recovers
Society for Human Resource Management [SHRM] 
Mar. 17, 2013
"From 2008 to 2012: The share of employers who reported an increase among plan participants taking hardship withdrawals during the prior 12-month period fell from 43 percent to 25 percent. The share of employers who reported an increase among plan participants taking loans against their 401(k) accounts fell from 49 percent to 37 percent."
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