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The Interplay of Wealth, Retirement Decisions, Policy and Economic Shocks (PDF)
University of Michigan Retirement Research Center [MRRC] 
Apr. 14, 2013
"The decision to retire depends on a number of factors including earnings and health shocks, demographic characteristics, preferences, pensions, and social security.... [I]ncreasing the [eligibility age of retirement] results in sizeable responses to the age of retirement but does not affect health outcomes very much. A 20 percent reduction in wealth induces households to delay retirement by one year, on average, with poor households being relatively unaffected." [Working paper no. 2012-271]
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