Retirement Plans in General

5,750 topics in this forum

1. Defined Benefit vs. Defined Contribution - the armwrestling continues! 1 2 3

   By jlf, October 15, 1999
   • 113 replies
   • 31.8k views
   • 
   • Guest
   • April 14, 2003

2. Bush's pension proposal 1 2

   By Tom Poje, January 31, 2003
   • 93 replies
   • 22.5k views
   • 
   • Fredman
   • February 13, 2003

3. Softball Pension Questions 1 2

   By Basically, August 4, 2021
   • 59 replies
   • 5.7k views
   • 
   • BG5150
   • November 4, 2021

4. Can a 1 participant plan (or just the Trust) continue after the death of the sole participant? 1 2

   By RayJJohnsonJr, July 11, 2018
   • 53 replies
   • 4.5k views
   • 
   • Larry Starr
   • August 20, 2018

5. That a retirement plan required no spouse's consent for a distribution before the participant's death meant a surviving spouse gets no portion of a $2.7 million benefit.

   By Peter Gulia, April 3, 2018   

   • qjsa; qpsa; survivor annuity; spouse
   • 48 replies
   • 5.5k views
   • 
   • ESOP Guy
   • April 12, 2018

6. Projected limits?

   By Carol V. Calhoun, October 10, 2020
   • 48 replies
   • 7.8k views
   • 
   • Tom Poje
   • October 12, 2023

7. Best retirement pension plan

   By Guest joeyd, January 25, 2005
   • 47 replies
   • 8.3k views
   • 
   • Larry M
   • April 26, 2006

8. What can I do for my nieces?

   By dh003i, November 7, 2004
   • 46 replies
   • 6.4k views
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   • Guest
   • November 17, 2004

9. Another integration question

   By Guest Moe Howard2, October 15, 2004
   • 45 replies
   • 6.4k views
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   • Lynn Campbell
   • October 20, 2004

10. Opinions on "The Pension Answer Book"

    By Guest mrjones, February 27, 2005
    • 45 replies
    • 9.5k views
    • 
    • Effen
    • October 11, 2005

11. Prohibited Transactions

    By Ron Snyder, July 19, 2006
    • 43 replies
    • 10.6k views
    • 
    • KJohnson
    • May 14, 2009

12. 8955-SSA Late Penalty Letters

    By ESOPMomma, August 23, 2023
    • 43 replies
    • 11.5k views
    • 
    • LauraERPA
    • December 5, 2023

13. Retired or not retired?

    By Peter Gulia, March 19, 2019   

    • minimum distribution; severance from employment
    • 41 replies
    • 3.5k views
    • 
    • Tom Poje
    • June 13, 2019

14. December 31 is a Sunday

    By Below Ground, January 29, 2018   

    • last day rule
    • 39 replies
    • 3.8k views
    • 
    • Larry Starr
    • February 10, 2018

15. unbelievable

    By dh003i, November 10, 2004
    • 38 replies
    • 6.9k views
    • 
    • Appleby
    • December 3, 2004

16. "Guild" Plans and Multiple-Plan 415 Limits

    By Guest merlin, May 13, 2002
    • 37 replies
    • 8.7k views
    • 
    • Mike Preston
    • May 21, 2002

17. Should a retirement-services provider be its customers’ super-fiduciary?

    By Peter Gulia, July 30, 2022   

    • erisa; fiduciary; prudence
    • 35 replies
    • 6.7k views
    • 
    • Bird
    • June 12, 2024

18. Practicing law without a license?

    By Guest TrustMe401k, November 4, 2002
    • 34 replies
    • 7.5k views
    • 
    • g8r
    • May 16, 2003

19. Refusal to participate in DC plan (maybe religous reasons?)

    By BG5150, March 16, 2018
    • 34 replies
    • 5.6k views
    • 
    • jpod
    • March 26, 2018

20. Revenue Sharing question

    By Belgarath, November 13, 2019
    • 33 replies
    • 4.9k views
    • 
    • Kevin C
    • November 20, 2019

21. How about a blanket Amnesty and clean slate?

    By Belgarath, February 23, 2005
    • 32 replies
    • 4.5k views
    • 
    • Harwood
    • March 5, 2005

22. Failed coverage

    By Guest EPS2, February 12, 2009
    • 31 replies
    • 5.1k views
    • 
    • BG5150
    • March 16, 2009

23. Plan Limits

    By MoShawn, October 5, 2009
    • 30 replies
    • 5.8k views
    • 
    • XTitan
    • October 20, 2009

24. "Spouse is beneficiary"..."Prove it!"

    By AlbanyConsultant, July 18, 2017
    • 30 replies
    • 8.2k views
    • 
    • Belgarath
    • July 21, 2017

25. Excluding older employee

    By MoShawn, November 20, 2008
    • 30 replies
    • 4.1k views
    • 
    • K2retire
    • December 12, 2008

26. Employment conditions

    By Belgarath, May 16, 2006
    • 29 replies
    • 5.5k views
    • 
    • rcline46
    • May 19, 2006

27. ROBS and DoL Fiduciary Rule

    By Soundbc1, June 7, 2017
    • 29 replies
    • 2.7k views
    • 
    • MoJo
    • June 12, 2017

28. Contingent beneficiary question

    By BG5150, September 1, 2022
    • 29 replies
    • 3.4k views
    • 
    • Peter Gulia
    • September 9, 2022

29. Self-employment compensation calculation

    By BG5150, August 17, 2015
    • 28 replies
    • 3.1k views
    • 
    • BG5150
    • January 9, 2017

30. The Secretary asserts fiduciary breaches for failing to "cash out" under-$5,000 accounts

    By Peter Gulia, September 25, 2017   

    • involuntary distribution; fiduciary breach; plan-administration expenses
    • 28 replies
    • 1.7k views
    • 
    • MoJo
    • September 26, 2017

31. plan but no employer

    By Earl, September 20, 2016
    • 28 replies
    • 2k views
    • 
    • Earl
    • September 22, 2016

32. Pension Equity Plans

    By Guest cosmo01, October 20, 2003
    • 28 replies
    • 4.9k views
    • 
    • david rigby
    • October 24, 2003

33. MP Merged in PS Plan

    By pbarrett, November 9, 2001
    • 28 replies
    • 4.8k views
    • 
    • KJohnson
    • December 31, 2001

34. Owner Comp Mid-year Plan Termination

    By BG5150, July 23, 2020
    • 27 replies
    • 3.2k views
    • 
    • Larry Starr
    • July 29, 2020

35. Remote notarization

    By Ian, June 10, 2020
    • 27 replies
    • 3.3k views
    • 
    • Luke Bailey
    • June 18, 2020

36. Sobering lesson on importance of unambiguous forms for plan participan

    By Dave Baker, November 9, 2000
    • 27 replies
    • 4.8k views
    • 
    • Guest
    • November 17, 2000

37. Is it common for a plan to require a beneficiary designation in whole percentages?

    By Peter Gulia, September 8, 2022
    • 26 replies
    • 5.3k views
    • 
    • Peter Gulia
    • September 30, 2022

38. Reasonable Classification - ABT

    By EBECatty, September 10, 2018
    • 26 replies
    • 3.5k views
    • 
    • EBECatty
    • September 11, 2018

39. Defined Benefit into Profit Sharing Plan

    By Below Ground, February 17, 2011
    • 26 replies
    • 4.7k views
    • 
    • figure 8
    • November 14, 2019

40. Deposit made before plan adopted

    By Jakyasar, August 22, 2022
    • 26 replies
    • 1.8k views
    • 
    • BG5150
    • August 30, 2022

41. 401(k) SNHEC and Integrated PS Allocation

    By buckaroo, July 8, 2010
    • 26 replies
    • 7.8k views
    • 
    • buckaroo
    • July 15, 2010

42. 25% Deduction limit in pro-rata allocation

    By Becky Schwing, August 21, 2018
    • 26 replies
    • 3.8k views
    • 
    • Belgarath
    • August 23, 2018

43. Backlash from Carol Gold's Memorandum

    By katieinny, January 28, 2005
    • 26 replies
    • 5.5k views
    • 
    • E as in ERISA
    • February 8, 2005

44. Can A Profit Sharing Plan Continue Once The Employer Retires?

    By Guest fairira, October 29, 2009
    • 25 replies
    • 8.9k views
    • 
    • Guest
    • November 1, 2009

45. SECURE Act related

    By Jakyasar, December 31, 2019
    • 25 replies
    • 4.2k views
    • 
    • John Feldt ERPA CPC QPA
    • January 23, 2020

46. Def'n of beneficiary and spousal waiver - in ERISA?

    By AlbanyConsultant, March 27, 2018
    • 25 replies
    • 12.2k views
    • 
    • RatherBeGolfing
    • April 5, 2018

47. Inerest rate for pension loans

    By SSRRS, October 24, 2018
    • 25 replies
    • 3k views
    • 
    • Larry Starr
    • November 10, 2018

48. "Special" PS contribution to specific people

    By Guest TrustMe401k, December 29, 2004
    • 25 replies
    • 5.4k views
    • 
    • Bird
    • January 13, 2005

49. Profit sharing plan - can the allocation method be changed for 2020?

    By Jakyasar, October 9, 2020
    • 25 replies
    • 5.3k views
    • 
    • MWeddell
    • October 22, 2020

50. Loan Interest - 12%

    By 52626, February 5, 2016
    • 25 replies
    • 2k views
    • 
    • jpod
    • February 9, 2016