Retirement Plans in General

5,772 topics in this forum

1. May a plan restrict distributions to direct-deposit?

   By Peter Gulia, May 3, 2019
   • 17 replies
   • 2k views
   • 
   • Peter Gulia
   • May 14, 2019

2. May a plan restrict who is an acceptable witness for a spouse’s consent?

   By Peter Gulia, December 30, 2022
   • 5 replies
   • 1.4k views
   • 
   • Peter Gulia
   • January 1, 2023

3. May a plan’s administrator ignore a participant’s trust document?

   By Peter Gulia, April 11, 2017   

   • 401(a)(9)
   • 7 replies
   • 1k views
   • 
   • Mike Preston
   • April 13, 2017

4. May a plan’s assets be used to pay a credit to a participant’s account if she persuades a coworker to join the plan?

   By Peter Gulia, April 15, 2016   

   • exclusive benefit;
   • 18 replies
   • 1.3k views
   • 
   • movedon
   • April 20, 2016

5. May a Qualified Termination Administrator wind up a portion of a retirement plan?

   By Peter Gulia, November 5, 2020   

   • qta; abandoned
   • 1 reply
   • 460 views
   • 
   • Peter Gulia
   • November 10, 2020

6. May an LLC establish the Equivalent of a Stock Option Plan

   By Guest McElroy, July 5, 2000
   • 2 replies
   • 1.9k views
   • 
   • IRC401
   • July 9, 2000

7. May look for a new valuation system

   By Jakyasar, December 1, 2025
   • 0 replies
   • 408 views
   • 
   • Jakyasar
   • December 1, 2025

8. May plan reference elapsed time regulations?

   By Guest tonjer, October 23, 2002
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • October 23, 2002

9. May the cost to file for the plan's INITIAL IRS determination letter b

   By Guest Donna Lee, May 27, 2001
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • May 27, 2001

10. May vesting service (with 1,000 hours) be granted on the date of termi

    By John A, July 18, 2002
    • 2 replies
    • 2.1k views
    • 
    • E as in ERISA
    • July 23, 2002

11. Mechanics of CARES loans

    By Cynchbeast, September 11, 2020
    • 3 replies
    • 1.2k views
    • 
    • Luke Bailey
    • September 14, 2020

12. Medicare tax for high earners

    By K2retire, April 16, 2013
    • 7 replies
    • 1.3k views
    • 
    • My 2 cents
    • February 24, 2014

13. Member leaves CG--(partial) plan term?

    By BG5150, April 14, 2022
    • 6 replies
    • 1k views
    • 
    • BG5150
    • April 18, 2022

14. Memory check - plans with both union and non-union employees

    By Belgarath, April 2, 2025
    • 4 replies
    • 2.9k views
    • 
    • Belgarath
    • April 3, 2025

15. Memory check - rate group testing

    By Belgarath, June 16, 2016
    • 3 replies
    • 1.8k views
    • 
    • Belgarath
    • June 16, 2016

16. MEP

    By thepensionmaven, October 18, 2016
    • 4 replies
    • 1.1k views
    • 
    • Below Ground
    • October 21, 2016

17. MEP - forcing out a member that severed the relationship with the sponsor?

    By AlbanyConsultant, February 1, 2024
    • 0 replies
    • 447 views
    • 
    • AlbanyConsultant
    • February 1, 2024

18. MEP - Testing question - 1st year with NHCE in participating employer

    By Megandps, August 29, 2024
    • 1 reply
    • 727 views
    • 
    • Bri
    • August 29, 2024

19. MEP - waiver of eligibility requirements when joining

    By AlbanyConsultant, March 20, 2024
    • 0 replies
    • 560 views
    • 
    • AlbanyConsultant
    • March 20, 2024

20. MEP and Real Estate Firms

    By Below Ground, April 4, 2025
    • 2 replies
    • 3k views
    • 
    • Below Ground
    • April 7, 2025

21. MEP resources

    By AlbanyConsultant, September 15, 2023
    • 0 replies
    • 525 views
    • 
    • AlbanyConsultant
    • September 15, 2023

22. MEP situation - one of the more bizarre situations I've encountered

    By Belgarath, September 4, 2025
    • 4 replies
    • 4.2k views
    • 
    • Artie M
    • September 4, 2025

23. Merge Qual Replacement plan into new DB

    By shERPA, July 28, 2016
    • 3 replies
    • 806 views
    • 
    • shERPA
    • July 28, 2016

24. Merged companies that split

    By eilano, November 19, 2003
    • 0 replies
    • 936 views
    • 
    • eilano
    • November 19, 2003

25. Merger and Acquisitions and the Bad Apple Rule

    By SEM, October 22, 2020
    • 14 replies
    • 2.4k views
    • 
    • Luke Bailey
    • October 28, 2020

26. Merger and Partial Plan Termination

    By PMC, November 6, 2001
    • 2 replies
    • 1.8k views
    • 
    • david rigby
    • November 7, 2001

27. Mergers and GUST

    By Guest slt, August 30, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • August 30, 2001

28. Merging Money Purchase Plan into Profit Sharing Plan

    By Guest Ottrose, April 14, 2004
    • 4 replies
    • 1.8k views
    • 
    • mbozek
    • April 15, 2004

29. Merging money purchase plans into 401(k) or profit-sharing plans

    By Guest Enda80, April 19, 2008
    • 3 replies
    • 6.3k views
    • 
    • K2retire
    • February 8, 2012

30. Merging Plans

    By Guest scottcal, May 24, 2007
    • 6 replies
    • 3.2k views
    • 
    • Earl
    • December 20, 2007

31. Merging plans with prohibited loan

    By Guest moosegirl, November 12, 2003
    • 4 replies
    • 1.2k views
    • 
    • Guest
    • November 19, 2003

32. Merging two plans

    By Guest cascigm, April 30, 1999
    • 2 replies
    • 2k views
    • 
    • Guest
    • May 2, 1999

33. Merging two Profit Sharing Plans - one with union employees

    By Guest terric, February 14, 2005
    • 3 replies
    • 1.3k views
    • 
    • Effen
    • February 14, 2005

34. Merry Christmas and Happy Holidays to all.

    By jevd, December 24, 2003
    • 3 replies
    • 1.1k views
    • 
    • joel
    • December 24, 2003

35. Mess acquired from prior TPA

    By Cynchbeast, September 20, 2015
    • 4 replies
    • 958 views
    • 
    • hr for me
    • September 21, 2015

36. Mid Year Change in Entity (SP to S-Corp)

    By BrownTrout, February 10, 2020
    • 6 replies
    • 1.8k views
    • 
    • Larry Starr
    • February 11, 2020

37. Mid year entry

    By ombskid, September 23, 2015
    • 6 replies
    • 1.1k views
    • 
    • ombskid
    • September 24, 2015

38. Might it make sense to omit a cash-out provision?

    By Peter Gulia, February 22, 2022   

    • cash-out
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • February 23, 2022

39. Military Leave and a Plan that requires Mandatory Contributions

    By Guest MikeD, February 10, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • February 10, 2006

40. Military Leave Prior to USERRA Enactment

    By waid10, June 29, 2005
    • 0 replies
    • 1k views
    • 
    • waid10
    • June 29, 2005

41. Military Service

    By Belgarath, October 1, 2020
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • October 9, 2020

42. Minimum Coverage

    By Guest Star Seeker, October 18, 2001
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • October 18, 2001

43. Minimum contribution requirement for a top-heavy plan and forfeitures

    By Guest PaulaRafferty, September 16, 2004
    • 1 reply
    • 1.4k views
    • 
    • SoCalActuary
    • September 16, 2004

44. Minimum Distribution Rules. Why?

    By KIP KRAUS, February 16, 2001
    • 5 replies
    • 1.9k views
    • 
    • david rigby
    • February 20, 2001

45. Minimum Funding when last day rqmt. and services cease during year.

    By Guest chris4013, October 20, 2004
    • 17 replies
    • 2.2k views
    • 
    • No Name
    • October 29, 2004

46. Minimum Gateway Contribution

    By MarZDoates, December 2, 2004
    • 2 replies
    • 1.2k views
    • 
    • MarZDoates
    • December 2, 2004

47. Minimum loan rate

    By Cynchbeast, June 4, 2015
    • 5 replies
    • 1.8k views
    • 
    • ESOP Guy
    • June 6, 2015

48. Minimum Required Distribution beginning date

    By Guest rslagle224, May 2, 2003
    • 1 reply
    • 928 views
    • 
    • Mike Preston
    • May 3, 2003

49. Minimum wage questions; Minimum wage questions; what age does a person have to reach to get covered by minimum wage, and do some states have mandatory

    By Guest Enda80, October 25, 2008
    • 1 reply
    • 793 views
    • 
    • GBurns
    • October 25, 2008

50. Minor kids result in the 80% test being met, but what about 50% test?

    By katieinny, January 21, 2014   

    • Doesnt seem right.
    • 5 replies
    • 966 views
    • 
    • katieinny
    • January 22, 2014