Retirement Plans in General

5,781 topics in this forum

1. Overtime Excluded in 401K Deduction Calculations

   By Mrs V, July 23, 2017   

   • overtime
   • 401k deductions
   • 2 replies
   • 1.6k views
   • 
   • Tom Poje
   • July 24, 2017

2. Chart of different types of Retirement Plans?

   By BG5150, January 15, 2021
   • 2 replies
   • 720 views
   • 
   • digger
   • January 18, 2021

3. Contribution of appreciated property to retirement plan

   By bzorc, November 20, 2003
   • 2 replies
   • 1.5k views
   • 
   • Earl
   • November 21, 2003

4. Rainmaker Plan

   By Just Me, February 4, 2005
   • 2 replies
   • 2.6k views
   • 
   • Just Me
   • February 7, 2005

5. Investment no longer offered to staff, but HCE contributes; BRF issue?

   By BG5150, February 15, 2018
   • 2 replies
   • 632 views
   • 
   • Peter Gulia
   • February 15, 2018

6. Key Employee Question

   By Dougsbpc, October 28, 2023
   • 2 replies
   • 570 views
   • 
   • Luke Bailey
   • November 2, 2023

7. allocated vs unallocated insurance contracts

   By Guest m thom, November 4, 1999
   • 2 replies
   • 12k views
   • 
   • BeckyMiller
   • November 8, 1999

8. SMART Pension Plan Update?

   By Guest Peg H, August 19, 1998
   • 2 replies
   • 2.9k views
   • 
   • Guest
   • August 20, 1998

9. Can I have a closed MEP inside an open MEP?

   By BG5150, September 28, 2022
   • 2 replies
   • 615 views
   • 
   • BG5150
   • September 28, 2022

10. Pension Plan for Sole Prop and Corporation

    By richard, December 22, 1998
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • December 22, 1998

11. Lifetime income illustrations

    By Belgarath, July 20, 2022
    • 2 replies
    • 643 views
    • 
    • Belgarath
    • July 20, 2022

12. Discretionary 401(a) Contribution

    By Cathy from Chicago, October 31, 2002
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • November 1, 2002

13. Changing a model SEP plan to a plain SEP plain; how does one do that? What variations in eligiblity requirements occur between the two?

    By Guest Enda80, April 25, 2009
    • 2 replies
    • 987 views
    • 
    • GBurns
    • April 27, 2009

14. How are years of service prior to age 18 disregarded?

    By John A, November 9, 1999
    • 2 replies
    • 1.9k views
    • 
    • John A
    • November 9, 1999

15. "Valid" extension for contribution deadline

    By Jim Norman, March 15, 2011
    • 2 replies
    • 3.6k views
    • 
    • Belgarath
    • March 15, 2011

16. Surviving divorced spouse of Railroad imployee

    By Jo. Hastings-Bineault, April 6, 2017
    • 2 replies
    • 496 views
    • 
    • david rigby
    • April 6, 2017

17. Consent Requirements for $15 Distribution/No Exception to Rules?

    By Lynn Campbell, February 28, 2004
    • 2 replies
    • 941 views
    • 
    • david rigby
    • February 28, 2004

18. indexed rates

    By Tom Poje, October 19, 2004
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 20, 2004

19. IRS Determination Letters

    By J Simmons, January 12, 2010
    • 2 replies
    • 1.6k views
    • 
    • J Simmons
    • January 12, 2010

20. Successor Plan when Previous Plan is TH

    By BG5150, September 13, 2018
    • 2 replies
    • 597 views
    • 
    • C. B. Zeller
    • September 13, 2018

21. Special Provisions for New Hire

    By Guest pension222, March 25, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 26, 2002

22. payout without settlement agreement

    By Guest JD698, March 29, 2004
    • 2 replies
    • 1.5k views
    • 
    • Harwood
    • March 29, 2004

23. US Customs Abuse!

    By Guest sponger42, June 21, 2007
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • June 22, 2007

24. QLAC (Qualified Longevity Annuity Contract)

    By Rai401k, November 23, 2015
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • December 1, 2015

25. Sale of plan sponsor; owners are paid through a management company

    By Earl, February 14, 2017
    • 2 replies
    • 465 views
    • 
    • ETA Consulting LLC
    • February 15, 2017

26. changing address for TIN?

    By AlbanyConsultant, November 24, 2020
    • 2 replies
    • 530 views
    • 
    • Belgarath
    • November 24, 2020

27. early withdrawal

    By Guest OngM, January 28, 2001
    • 2 replies
    • 3.9k views
    • 
    • Guest
    • April 19, 2002

28. retirement distribution after divorce and remarriage

    By mxc, September 5, 2016
    • 2 replies
    • 4.3k views
    • 
    • Alex Jhon
    • May 29, 2025

29. Any way to escape RMD?

    By Jakyasar, October 30, 2023
    • 2 replies
    • 932 views
    • 
    • Jakyasar
    • October 30, 2023

30. Revisiting combo plan and top heavy issue

    By Jakyasar, May 21, 2025
    • 2 replies
    • 3.2k views
    • 
    • Jakyasar
    • May 21, 2025

31. Eligibility in US plan with foreign divisions.

    By dmb, February 16, 2001
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • February 16, 2001

32. Conversion process, trades and overdrafts

    By MoJo, December 3, 2004
    • 2 replies
    • 1.3k views
    • 
    • MoJo
    • December 3, 2004

33. This smells bad.

    By No Name, April 8, 2005
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • April 8, 2005

34. If an employer has different plans (the same employer, I must specify); say for example, a

    By Guest Enda80, December 25, 2008
    • 2 replies
    • 851 views
    • 
    • david rigby
    • December 27, 2008

35. What laws must a retirement plan amend for after 12/31/2006? What provisions of the Pension Protection Act of 2006 must one amend for after 12/31/2006

    By Guest Enda80, May 25, 2009
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 26, 2009

36. new plan and eligibility

    By Tom Poje, March 15, 2011
    • 2 replies
    • 885 views
    • 
    • Tom Poje
    • March 15, 2011

37. Affiliated Group?

    By Guest J Samuelson, October 26, 1999
    • 2 replies
    • 1.4k views
    • 
    • imchipbrown
    • November 10, 1999

38. Looking for Sample Interim Distribution Policy for Pooled DC Plan

    By OR-ERISA, July 31, 2020
    • 2 replies
    • 1.9k views
    • 
    • OR-ERISA
    • August 3, 2020

39. Pooled acct in Partic-directed plan

    By BG5150, September 29, 2020
    • 2 replies
    • 509 views
    • 
    • ESOP Guy
    • September 29, 2020

40. Acceleration of EGTRRA Limits

    By Guest sdolce, August 29, 2001
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • September 7, 2001

41. Paying sanction penalties with plan assets

    By Guest Enda80, December 25, 2008
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • December 29, 2008

42. Salary Deferral for Small Business employee/shareholders?

    By Guest mark, September 24, 1998
    • 2 replies
    • 2.6k views
    • 
    • Lorraine Dorsa
    • October 9, 1998

43. Protected Benefit?

    By Guest bobolink, August 20, 2009
    • 2 replies
    • 986 views
    • 
    • Guest
    • August 20, 2009

44. 5500 statute of limitations

    By ESOP Guy, February 25, 2014
    • 2 replies
    • 2.9k views
    • 
    • Flyboyjohn
    • February 25, 2014

45. Is a Top Heavy contribution subject to coverage rules?

    By BG5150, December 7, 2022
    • 2 replies
    • 558 views
    • 
    • Bri
    • December 8, 2022

46. RMD tables - can I pick which one?

    By Jakyasar, October 31, 2023
    • 2 replies
    • 762 views
    • 
    • Jakyasar
    • October 31, 2023

47. 1000 rule with two years of service apply?

    By Cathy from Chicago, March 8, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 8, 2001

48. SCP amendment for early inclusion otherwise ineligible person

    By Cynchbeast, May 6, 2016
    • 2 replies
    • 983 views
    • 
    • Cynchbeast
    • May 6, 2016

49. Affiliated Service Group

    By Guest L TURNER, November 10, 1999
    • 2 replies
    • 1.6k views
    • 
    • Richard Anderson
    • November 14, 1999

50. Mark Dray's letter to IRS about timing of CRA amendment

    By Dave Baker, September 24, 2002
    • 2 replies
    • 1.7k views
    • 
    • mbozek
    • September 25, 2002