403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. non-ERISA 403(b)?

   By JustMe, July 10, 2020
   • 6 replies
   • 1.2k views
   • 
   • MWeddell
   • July 24, 2020

2. unbundled 403b providers?

   By gregburst, February 13, 2013
   • 2 replies
   • 1.2k views
   • 
   • joel
   • March 18, 2013

3. Where are annuity contracts’ interest rates?

   By Peter Gulia, October 8, 2020   

   • insurance company; annuity contract
   • 5 replies
   • 1.2k views
   • 
   • BobbyV
   • October 9, 2020

4. TIAA CREF - Again with Schedule A

   By austin3515, June 15, 2012
   • 0 replies
   • 1.2k views
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   • austin3515
   • June 15, 2012

5. Form 5500

   By Guest Sieve, December 22, 2010
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • December 22, 2010

6. Distribution Event

   By ERISA25, January 2, 2013
   • 1 reply
   • 1.2k views
   • 
   • ETA Consulting LLC
   • January 2, 2013

7. 1099 on 403b forfeiture

   By Guest PeteJ, February 3, 2011
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • February 3, 2011

8. Non-ERISA 403b Concludes it is ERISA

   By austin3515, August 13, 2015
   • 3 replies
   • 1.2k views
   • 
   • jpod
   • August 18, 2015

9. Can an employer transfer entire plan to new platform?

   By 401(k)athryn, April 21, 2017
   • 4 replies
   • 1.2k views
   • 
   • benefitz
   • September 28, 2017

10. Does this smell right?

    By kwalified, January 27, 2012
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • January 29, 2012

11. 2009 ERISA 403(b) 5500

    By Lori H, August 11, 2009
    • 0 replies
    • 1.2k views
    • 
    • Lori H
    • August 11, 2009

12. Non-Discrimination Testing for 403(b) Plan

    By metsfan026, June 20, 2024
    • 7 replies
    • 1.2k views
    • 
    • BG5150
    • June 20, 2024

13. Exempt or Not Exempt

    By Below Ground, December 10, 2008
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • December 11, 2008

14. New to the 403b world - a question: Should income be taxable?

    By tuni88, September 30, 2008
    • 3 replies
    • 1.2k views
    • 
    • J Simmons
    • September 30, 2008

15. 403(b) Plan - Form 5500 Questions

    By rocknrolls2, April 5, 2013
    • 0 replies
    • 1.2k views
    • 
    • rocknrolls2
    • April 5, 2013

16. 403(b) ACP test failed, refunds not returned prior to the following 12 month period - options

    By HarleyBabe, September 29, 2023
    • 2 replies
    • 1.2k views
    • 
    • HarleyBabe
    • October 3, 2023

17. SECURE 2.0 mandatory Roth - special 15 year catch-up?

    By WCC, February 25, 2025
    • 1 reply
    • 1.2k views
    • 
    • Tom Veal
    • February 26, 2025

18. Plan Doc and Collective Bargaining Agreement

    By Guest frosty, February 16, 2011
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • February 16, 2011

19. Operational Failure Correction Process

    By ejohnke, August 24, 2023
    • 4 replies
    • 1.2k views
    • 
    • ejohnke
    • August 29, 2023

20. 403(b) plan document question

    By Guest jc1457, August 4, 2009
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • August 4, 2009

21. Exchanges

    By Guest Margaret25, October 30, 2007
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • October 30, 2007

22. Student Employee exclusion

    By mattmc82, September 15, 2016
    • 1 reply
    • 1.2k views
    • 
    • Belgarath
    • September 15, 2016

23. "Reclassified Employees" - it's oddball week!

    By Belgarath, July 31, 2024
    • 2 replies
    • 1.2k views
    • 
    • Belgarath
    • July 31, 2024

24. 403(b) safe harbor match and grandfathered formula

    By cathyw, October 12, 2017
    • 2 replies
    • 1.2k views
    • 
    • CuseFan
    • October 13, 2017

25. 403b plan beginning of year count

    By Guest Jennyb473, July 14, 2011
    • 1 reply
    • 1.2k views
    • 
    • ETA Consulting LLC
    • July 14, 2011

26. Maximum ER contribution if no 404 test?

    By AlbanyConsultant, September 5, 2017
    • 2 replies
    • 1.2k views
    • 
    • CuseFan
    • September 5, 2017

27. Hardships allowed from rollovers?

    By AlbanyConsultant, January 28, 2016
    • 2 replies
    • 1.2k views
    • 
    • QDROphile
    • January 28, 2016

28. Excess Deferrals - Statute of Limitations

    By bzorc, October 4, 2014
    • 1 reply
    • 1.2k views
    • 
    • Carol V. Calhoun
    • October 4, 2014

29. Investments

    By Randy Watson, October 1, 2008
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 2, 2008

30. 403(B) with After-Tax

    By oldman, September 4, 2014
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • September 5, 2014

31. "20 hour exclusion" rule and SECURE 2.0 LTPT rule

    By Belgarath, January 17, 2023
    • 5 replies
    • 1.1k views
    • 
    • Cassopy
    • January 20, 2023

32. Effective date of new 403(b) plan

    By Guest hb95, January 31, 2014
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • January 31, 2014

33. Universal Availability Rule

    By katdmin, April 12, 2021
    • 1 reply
    • 1.1k views
    • 
    • Belgarath
    • April 12, 2021

34. 403 (b) plan

    By Guest irothenberg, September 10, 2012
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • September 11, 2012

35. In-service withdrawals

    By Guest Not yet catch-up eligible, May 13, 2010
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • May 13, 2010

36. Terminating a 403(b) with individual custodial accounts

    By katieinny, November 17, 2010
    • 0 replies
    • 1.1k views
    • 
    • katieinny
    • November 17, 2010

37. 403(b) Plan correction - failure to make mandatory distribution/rollover

    By holdco, June 19, 2012
    • 0 replies
    • 1.1k views
    • 
    • holdco
    • June 19, 2012

38. Loan Trust for 403(b) plans

    By Guest CG40, June 19, 2007
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 19, 2007

39. 59.5 transfer to IRA

    By Guest bigred, July 10, 2013
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • July 10, 2013

40. Plain Vanilla TIAA-CREF Contract

    By austin3515, November 17, 2010
    • 0 replies
    • 1.1k views
    • 
    • austin3515
    • November 17, 2010

41. 403(b) Plan Compensation Issues

    By PensionPro, October 2, 2018
    • 4 replies
    • 1.1k views
    • 
    • PensionPro
    • October 2, 2018

42. Govt. 403(b) plan with service based employer allocation

    By dmb, March 6, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 7, 2009

43. Replacing 403(b) with 401(k)

    By Flyboyjohn, February 15, 2016
    • 1 reply
    • 1.1k views
    • 
    • AMDG
    • February 15, 2016

44. max ER contribution?

    By AlbanyConsultant, November 15, 2022
    • 2 replies
    • 1.1k views
    • 
    • ErnieG
    • November 16, 2022

45. 403(b) title I exemption

    By Beemer, January 23, 2010
    • 2 replies
    • 1.1k views
    • 
    • Beemer
    • January 25, 2010

46. 403b w/ match in 401a

    By austin3515, December 11, 2012
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • December 12, 2012

47. 414(h)(2) and definition of compensation

    By Belgarath, February 14, 2018
    • 1 reply
    • 1.1k views
    • 
    • Luke Bailey
    • February 14, 2018

48. Issues Regarding Employer Contributions not Included in DB Plan Testing

    By Rolf Trautmann, December 7, 2011
    • 0 replies
    • 1.1k views
    • 
    • Rolf Trautmann
    • December 7, 2011

49. Money Purchase Plan merging into new 403(b) Plan

    By Coleboy1, July 30, 2025
    • 9 replies
    • 1.1k views
    • 
    • david rigby
    • July 31, 2025

50. Expatriate Roth 403(b)

    By Guest BED, January 12, 2007
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • January 12, 2007