403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. Exclusion of Students for Coverage Testing

   By Guest Lane, February 1, 2012
   • 7 replies
   • 2.2k views
   • 
   • Belgarath
   • March 28, 2019

2. 403b Contributions in New Jersey

   By austin3515, November 30, 2018
   • 7 replies
   • 7.4k views
   • 
   • Bird
   • December 3, 2018

3. Six month waiting period to defer after hardship withdrawal.

   By katieinny, February 25, 2003
   • 7 replies
   • 4.7k views
   • 
   • QDROphile
   • May 16, 2003

4. No HCEs in 403(b) Plan. Does Universal Availability Still Apply?

   By rocknrolls2, March 16, 2017
   • 7 replies
   • 1k views
   • 
   • QDROphile
   • April 1, 2017

5. state law--divorce

   By Felicia, March 24, 2010
   • 7 replies
   • 2.3k views
   • 
   • mbozek
   • March 27, 2010

6. Employer Responsibility for Remitting Contributions

   By Guest NPalazzolo, February 13, 2006
   • 7 replies
   • 3.1k views
   • 
   • BeckyMiller
   • July 31, 2006

7. Non-ERISA Plan files 5500

   By Patricia Neal Jensen, December 4, 2017
   • 6 replies
   • 2.4k views
   • 
   • jpod
   • January 25, 2018

8. Vacation Payouts

   By Guest Johnny, January 15, 2002
   • 6 replies
   • 6k views
   • 
   • Guest
   • March 28, 2007

9. Ineligible 403(b)

   By Guest Jim Brennan, September 2, 1998
   • 6 replies
   • 3.7k views
   • 
   • Guest
   • September 23, 1998

10. In service distributions from 403(b)'s : yes or no?

    By Lori H, December 1, 2009
    • 6 replies
    • 10.6k views
    • 
    • J Simmons
    • December 3, 2009

11. 90-24 transfer from 403b to Ira with mutual funds

    By Guest rubaiyat, May 27, 2001
    • 6 replies
    • 3.4k views
    • 
    • Michael Devault
    • June 4, 2001

12. non-ERISA 403(b)?

    By JustMe, July 10, 2020
    • 6 replies
    • 1.1k views
    • 
    • MWeddell
    • July 24, 2020

13. Different Q on new 403(b) regs

    By Bird, November 29, 2004
    • 6 replies
    • 1.9k views
    • 
    • Bird
    • November 30, 2004

14. 403(b) Plan irrevocable election

    By Mark Va, June 9, 2024
    • 6 replies
    • 2.1k views
    • 
    • Luke Bailey
    • June 20, 2024

15. 403(b) or 457, which is best generally?

    By Guest A-Team, March 24, 2004
    • 6 replies
    • 2.7k views
    • 
    • Guest
    • April 13, 2004

16. Vesting service and predecessor plan

    By Guest Mike Melnick, May 17, 2002
    • 6 replies
    • 3.1k views
    • 
    • Guest
    • May 23, 2002

17. VCP filing guides?

    By Sum_Guy, August 19, 2024
    • 6 replies
    • 1.4k views
    • 
    • Sum_Guy
    • August 27, 2024

18. 2 questions about forcing payouts from a 403(b)

    By MR, January 30, 2003
    • 6 replies
    • 2.2k views
    • 
    • mbozek
    • February 3, 2003

19. 5% Owner for MRD purposes

    By DTH, August 15, 2007
    • 6 replies
    • 2k views
    • 
    • Guest
    • August 18, 2007

20. 1 or 2 plans?

    By Guest tegernsee, July 20, 2009
    • 6 replies
    • 1.9k views
    • 
    • movedon
    • July 21, 2009

21. IRA to 403(b) rollover--Penalty Tax

    By Guest JROSSITTER, February 8, 2004
    • 6 replies
    • 3.8k views
    • 
    • Guest
    • February 11, 2004

22. 1035 Exchange - variable annuity

    By shERPA, July 31, 2019
    • 6 replies
    • 2.7k views
    • 
    • FPGuy
    • August 6, 2019

23. 403(b) mess no document no 5500s

    By Nancy D, December 20, 2016
    • 6 replies
    • 1.2k views
    • 
    • Nancy D
    • December 27, 2016

24. 403(b) Continuing Education

    By Guest mike webb, March 6, 2002
    • 6 replies
    • 2.7k views
    • 
    • Guest
    • March 8, 2002

25. Plan qualifying for non-ERISA, but executed an ERISA document

    By Belgarath, December 20, 2021
    • 6 replies
    • 876 views
    • 
    • Belgarath
    • December 22, 2021

26. My employer is violating ERISA

    By Guest emilybronte, October 15, 2006
    • 6 replies
    • 2.8k views
    • 
    • saabraa
    • October 18, 2006

27. Cross Testing in 403(b)?

    By Christine Roberts, August 5, 2001
    • 6 replies
    • 3.4k views
    • 
    • Guest
    • March 7, 2002

28. 6-month waiting period after hardship withdrawal

    By Guest bmurphy, August 11, 2004
    • 6 replies
    • 5.5k views
    • 
    • MGB
    • August 13, 2004

29. 403(b) has not been filing 5500s

    By RayJJohnsonJr, October 18, 2012
    • 6 replies
    • 1.5k views
    • 
    • RayJJohnsonJr
    • October 23, 2012

30. Mandatory Auto Enrollment under S2.0 and ERISA Exemption

    By austin3515, October 26
    • 6 replies
    • 469 views
    • 
    • Peter Gulia
    • November 7

31. Grandfathered HCE gets bigger ER contribution

    By katieinny, May 21, 2008
    • 6 replies
    • 2k views
    • 
    • katieinny
    • May 30, 2008

32. having 2 403b plans?

    By AlbanyConsultant, May 2, 2022
    • 6 replies
    • 2.1k views
    • 
    • Nate S
    • May 17, 2022

33. 403(b) Plan Limits - Multiple Employers

    By JRG, July 19, 2017
    • 6 replies
    • 2.6k views
    • 
    • Appleby
    • September 11, 2018

34. School District 403(b)

    By Guest Astro, March 27, 2008
    • 6 replies
    • 3.8k views
    • 
    • J Simmons
    • April 8, 2008

35. Limiting funding vehicles

    By Guest AEA, June 4, 2001
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • June 12, 2001

36. For-Profit Subsidiaries and 403(b) Plans

    By 401 Chaos, August 6, 2015
    • 6 replies
    • 3.5k views
    • 
    • 401 Chaos
    • August 7, 2015

37. non-ERISA 403(b) failure to remit EE deferrals for months

    By Guest dani_o, May 21, 2002
    • 6 replies
    • 3.2k views
    • 
    • mbozek
    • May 22, 2002

38. Roth 403b deferrals and W2 from 457f plan

    By 30Rock, February 17, 2011
    • 6 replies
    • 2.4k views
    • 
    • austin3515
    • February 25, 2011

39. Less Than 20 Hours Per Week Employees

    By Scott, July 1, 1999
    • 6 replies
    • 4.2k views
    • 
    • Dowist
    • August 30, 1999

40. Deemed Loan & In-Service Distribution

    By 401(k)athryn, May 31, 2018   

    • 403(b)
    • deemed loan
    • 6 replies
    • 1k views
    • 
    • 401(k)athryn
    • June 4, 2018

41. Custodial Accounts

    By Archimage, July 2, 2002
    • 6 replies
    • 2.1k views
    • 
    • mbozek
    • August 7, 2002

42. School districts and 403b self-audits: are teacher groups opposed?

    By Guest Sharron, November 3, 2001
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • November 6, 2001

43. Okay for a 403(b) sponsor to have more than one 403(b) plan

    By katieinny, February 17, 2009
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 18, 2009

44. 403(b)(7) Withdrawals

    By oldman, December 11, 2012
    • 6 replies
    • 2.2k views
    • 
    • mbozek
    • December 12, 2012

45. Can you be a participant in 2 plans?

    By Jilliandiz, August 24, 2005
    • 6 replies
    • 2.9k views
    • 
    • stephen
    • September 21, 2005

46. Loans to terminated participants

    By 30Rock, June 1, 2018
    • 6 replies
    • 1.5k views
    • 
    • Patricia Neal Jensen
    • June 5, 2018

47. 403b/401k design

    By austin3515, October 21, 2010
    • 6 replies
    • 1.8k views
    • 
    • Kevin C
    • November 8, 2010

48. two 403(b) plans and transferring between them

    By Pinefresh, May 12, 2016
    • 6 replies
    • 1.2k views
    • 
    • QDROphile
    • May 24, 2016

49. Schools choice of plans?

    By John A, August 30, 2001
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • October 8, 2001

50. Dual Status 403(b) Plan

    By oldman, October 20, 2011
    • 6 replies
    • 3.1k views
    • 
    • mbozek
    • October 21, 2011