Distributions and Loans, Other than QDROs

4,169 topics in this forum

1. Plan loan offset, rollover of net funds, repayment of plan loan

   By Jay Bobber, January 10, 2020
   • 10 replies
   • 2.3k views
   • 
   • Era
   • January 17, 2021

2. QDRO amount exceeds the account balance

   By AJC, December 19, 2024
   • 10 replies
   • 1.3k views
   • 
   • Peter Gulia
   • December 20, 2024

3. Hardship to pay federal taxes?

   By Lori H, March 6, 2009
   • 10 replies
   • 2k views
   • 
   • J Simmons
   • March 9, 2009

4. Survivor Benefits Claimed by Two Wives

   By Guest jac, December 31, 2003
   • 10 replies
   • 1.8k views
   • 
   • mal
   • January 3, 2004

5. RMD and Defaulted Loan

   By Rob P, June 21, 2013
   • 10 replies
   • 7.9k views
   • 
   • Rob P
   • June 24, 2013

6. Participant terminating... RMD first?

   By Basically, October 26, 2021
   • 10 replies
   • 1.5k views
   • 
   • Lou S.
   • October 27, 2021

7. Spousal Consent

   By Guest DTrom, May 4, 2005
   • 10 replies
   • 2.8k views
   • 
   • Guest
   • May 6, 2005

8. How do you handle that a participant’s account changes from less than $1,000 to more than $1,000?

   By Peter Gulia, September 28, 2022   

   • 401(a)(31); involuntary distribution; cash-out
   • 10 replies
   • 1.1k views
   • 
   • Peter Gulia
   • October 5, 2022

9. Loan for someone on Leave

   By Lou S., October 30, 2025
   • 10 replies
   • 795 views
   • 
   • Lou S.
   • November 3, 2025

10. "Odd" loan repays

    By pmacduff, April 15, 2019
    • 10 replies
    • 1.5k views
    • 
    • pmacduff
    • April 16, 2019

11. how are folks handling taxable/nontaxable portions of partial direct rollovers in light of Notice 2009-68?

    By msimpson, July 23, 2014   

    • rollovers
    • taxable
    • (and 2 more)

      Tagged with:

      • rollovers
      • taxable
      • nontaxable
      • 402(f) notice
    • 10 replies
    • 1.9k views
    • 
    • msimpson
    • September 18, 2014

12. Plan Participant claims to be a corporation and not subject to withholding

    By Guest Calimayhew, March 12, 2004
    • 10 replies
    • 1.5k views
    • 
    • Guest
    • March 18, 2004

13. loan repayments different from sources taken from

    By DMcGovern, April 11, 2023
    • 10 replies
    • 1.4k views
    • 
    • Bird
    • April 17, 2023

14. Can this participant borrow $50,000 by taking 2 loans 1 day apart inst

    By Guest GregSelf, December 16, 1999
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • December 20, 1999

15. Loan Refinance

    By Madison71, November 2, 2021
    • 10 replies
    • 4.3k views
    • 
    • Madison71
    • November 4, 2021

16. Estate required for trailing distribution?

    By benefitz, February 21, 2017
    • 10 replies
    • 1.9k views
    • 
    • K2retire
    • February 23, 2017

17. paying 20% withholding on a distribution

    By Santo Gold, September 12, 2016
    • 10 replies
    • 1.7k views
    • 
    • SOkrasinski
    • September 16, 2016

18. Limitations on In-service withdrawals

    By Mel_1999, June 4, 2018
    • 10 replies
    • 2.1k views
    • 
    • Luke Bailey
    • June 6, 2018

19. In Service Distribution from individual 401k to SEP IRA

    By BT, September 19, 2018   

    • profit sharing plan
    • individual 401k
    • (and 1 more)

      Tagged with:

      • profit sharing plan
      • individual 401k
      • distribution
    • 10 replies
    • 1.1k views
    • 
    • BT
    • October 11, 2018

20. Participant Loan Upon Plan Termination

    By Randy Watson, April 20, 2006
    • 10 replies
    • 3.5k views
    • 
    • masteff
    • January 7, 2014

21. RMD Mistake, help!

    By Rgoose27, December 4, 2019
    • 10 replies
    • 1.8k views
    • 
    • Bird
    • December 9, 2019

22. IRS Notice 2020-62

    By Belgarath, August 12, 2020
    • 10 replies
    • 2k views
    • 
    • Luke Bailey
    • August 13, 2020

23. life insurance

    By R. Butler, June 12, 2017
    • 10 replies
    • 1.8k views
    • 
    • My 2 cents
    • June 29, 2017

24. Loan Repayments for Spin-off Plan

    By RayRay, October 14, 2019   

    • loan
    • spinoff
    • (and 1 more)

      Tagged with:

      • loan
      • spinoff
      • spin-off
    • 10 replies
    • 1.9k views
    • 
    • Luke Bailey
    • October 17, 2019

25. Corbel's GUST DC Proto, Basic Plan #01

    By J Simmons, January 28, 2009
    • 10 replies
    • 2k views
    • 
    • J Simmons
    • February 11, 2009

26. Terminated Plan RMD

    By pmacduff, January 11, 2018
    • 10 replies
    • 3.2k views
    • 
    • pmacduff
    • January 17, 2018

27. Uncashed checks - always a difficult issue

    By Belgarath, May 1, 2023
    • 10 replies
    • 2.1k views
    • 
    • Bill Presson
    • May 3, 2023

28. hardship and resumption of contributions

    By pmacduff, June 3, 2008
    • 10 replies
    • 5.8k views
    • 
    • Guest
    • January 26, 2009

29. Exactly WHY is this transaction wrong?

    By AlbanyConsultant, December 10, 2008
    • 10 replies
    • 1.6k views
    • 
    • Guest
    • December 11, 2008

30. Rehire of participant who is receiving an installment payout

    By Guest Hadden2001, June 19, 2002
    • 10 replies
    • 3.8k views
    • 
    • RTK
    • June 20, 2002

31. Return of Hardship Distribution

    By Guest msprice, November 20, 2006
    • 10 replies
    • 3.1k views
    • 
    • QDROphile
    • November 29, 2006

32. In-Service Dist.... penalty free?

    By K-t-F, April 7, 2008
    • 10 replies
    • 2k views
    • 
    • Jim Chad
    • April 8, 2008

33. MRD before Lump sum Rollover Not Processed

    By Guest CJA, June 4, 2008
    • 10 replies
    • 2.9k views
    • 
    • BG5150
    • November 12, 2008

34. Non-Spousal beneficiaries ability to transfer account balance to another qualified plan.

    By FundeK, January 13, 2004
    • 10 replies
    • 2.1k views
    • 
    • Belgarath
    • April 30, 2004

35. May a foreign national and designated beneficary without a USA social

    By Guest Cliff Langwith, December 27, 2000
    • 10 replies
    • 8.5k views
    • 
    • Appleby
    • April 9, 2004

36. Spouse of deceased participant wants to defer distribution to contingent beneficiary

    By eilano, August 25, 2004
    • 10 replies
    • 2.4k views
    • 
    • mbozek
    • September 13, 2004

37. FAILURE TO WITHHOLD

    By Guest JROSSITTER, February 13, 1999
    • 10 replies
    • 3k views
    • 
    • Guest
    • February 19, 1999

38. Beneficiary and participant in same plan, can death benefit just be tr

    By John A, March 1, 2002
    • 10 replies
    • 2.5k views
    • 
    • mbozek
    • March 18, 2002

39. RMD Question

    By Mr401k, January 29, 2014
    • 10 replies
    • 1.6k views
    • 
    • Mr401k
    • February 4, 2014

40. Distributions in a Small Medical Practice

    By DP, October 8, 2004
    • 10 replies
    • 1.4k views
    • 
    • R. Butler
    • October 11, 2004

41. Qualification Letter - what is it, how to get one

    By justanotheradmin, May 22, 2023
    • 10 replies
    • 6.5k views
    • 
    • Roycal
    • May 24, 2023

42. Spousal Rollover of death benefit into same plan

    By Craig Garner, December 1, 2014
    • 10 replies
    • 3.5k views
    • 
    • DP
    • May 19, 2016

43. age 55 exception 10% penalty

    By Lori H, February 4, 2013
    • 9 replies
    • 3.1k views
    • 
    • John Feldt ERPA CPC QPA
    • February 6, 2013

44. Direct Rollovers and Involuntary Cashouts

    By could be me maybe not, February 17, 2005
    • 9 replies
    • 2.5k views
    • 
    • 401 Chaos
    • January 19, 2006

45. New QOSA Rules

    By Guest Grumpy456, May 14, 2008
    • 9 replies
    • 3.4k views
    • 
    • Mike Preston
    • February 6, 2010

46. Force payout when balance over $5,000

    By Guest bmurphy, March 23, 2004
    • 9 replies
    • 1.7k views
    • 
    • Guest
    • March 25, 2004

47. Self-Correction of "Accidental" Distribution

    By billfgrady, February 24, 2004
    • 9 replies
    • 3k views
    • 
    • billfgrady
    • February 25, 2004

48. hardship withdrawal

    By pmacduff, October 8, 2012
    • 9 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • October 9, 2012

49. Required Minimum Distributions

    By Nassau, March 20, 2013   

    • Greater than 5% owner
    • 9 replies
    • 1.4k views
    • 
    • masteff
    • March 21, 2013

50. Maximum Loan Limit - defies logic

    By Brenda Wren, October 10, 2023
    • 9 replies
    • 2.3k views
    • 
    • Peter Gulia
    • October 11, 2023