Distributions and Loans, Other than QDROs

4,172 topics in this forum

1. RMD in Plan with ROTH and non-ROTH

   By Lou S., November 21, 2018
   • 2 replies
   • 861 views
   • 
   • Luke Bailey
   • November 26, 2018

2. 1099-R For Missing Participants (Forced Rollover)

   By Stash026, January 15, 2020
   • 4 replies
   • 860 views
   • 
   • JulesInCNY
   • February 12, 2020

3. Loan for someone on Leave

   By Lou S., October 30, 2025
   • 10 replies
   • 860 views
   • 
   • Lou S.
   • November 3, 2025

4. 1st RMD clarification

   By Basically, September 9, 2024
   • 3 replies
   • 860 views
   • 
   • Gina Alsdorf
   • October 3, 2024

5. Spousal Consent - USC 1746

   By Kevin C, March 12, 2020
   • 2 replies
   • 860 views
   • 
   • Kevin C
   • March 13, 2020

6. Donate part of minimum distribution

   By SheilaD, January 20, 2011
   • 1 reply
   • 859 views
   • 
   • david rigby
   • January 20, 2011

7. RMD information was not provided

   By Jakyasar, July 13, 2020
   • 3 replies
   • 858 views
   • 
   • Jakyasar
   • July 30, 2020

8. Death benefit to new spouse

   By Santo Gold, March 8, 2021
   • 5 replies
   • 858 views
   • 
   • Santo Gold
   • March 10, 2021

9. RMD to non-spousal beneficiary

   By Chippy, November 21, 2019
   • 3 replies
   • 856 views
   • 
   • Bird
   • November 22, 2019

10. Pre-mature 401(k) withdrawal

    By rcline46, May 4, 2015
    • 2 replies
    • 854 views
    • 
    • rcline46
    • May 5, 2015

11. RMD question

    By BG5150, November 2, 2010
    • 1 reply
    • 854 views
    • 
    • masteff
    • November 2, 2010

12. Hardhip withdrawal of MP funds transferred to K plan

    By BG5150, March 25, 2013
    • 1 reply
    • 853 views
    • 
    • rcline46
    • March 25, 2013

13. Loan Processed Twice

    By Guest jolson, August 11, 2010
    • 1 reply
    • 852 views
    • 
    • QDROphile
    • August 11, 2010

14. Participant Loan to Purchase Residence

    By mjf06241972, March 17, 2019
    • 3 replies
    • 852 views
    • 
    • david rigby
    • March 18, 2019

15. Rollover into Qualified Plan that should not have been allowed

    By Guest Why Me!, April 21, 2010
    • 0 replies
    • 852 views
    • 
    • Guest
    • April 21, 2010

16. Is RMD required?

    By Santo Gold, June 10, 2021
    • 4 replies
    • 852 views
    • 
    • Luke Bailey
    • June 11, 2021

17. Roth Distributions with no 5-Year Information

    By Jennifer D., July 2, 2024
    • 6 replies
    • 851 views
    • 
    • Lou S.
    • July 3, 2024

18. RMDs after inherited IRA bene dies

    By Bird, July 31, 2024
    • 4 replies
    • 851 views
    • 
    • Bird
    • August 5, 2024

19. Avoiding 10% 59-1/2 penalty tax

    By drakecohen, December 7, 2012
    • 1 reply
    • 849 views
    • 
    • ETA Consulting LLC
    • December 7, 2012

20. Loss on unqualified Roth Distribution

    By Becky Schwing, April 15, 2019
    • 3 replies
    • 849 views
    • 
    • C. B. Zeller
    • April 18, 2019

21. Loan note for an laid off participant

    By Santo Gold, December 22, 2010
    • 0 replies
    • 848 views
    • 
    • Santo Gold
    • December 22, 2010

22. Inward rollovers TO a qualified plan by..

    By Jerry Erisa, February 25, 2015
    • 2 replies
    • 847 views
    • 
    • david rigby
    • February 25, 2015

23. non-spouse beneficiary IRA to Plan OK?

    By Earl, June 8, 2017
    • 3 replies
    • 847 views
    • 
    • david rigby
    • June 8, 2017

24. hardships tied to financial wellness program participation

    By K2retire, August 2, 2018   

    • hardship rules
    • financial wellness
    • 5 replies
    • 847 views
    • 
    • Larry Starr
    • August 3, 2018

25. Death Benefit to a Trust

    By D Lewis, February 26, 2013
    • 0 replies
    • 846 views
    • 
    • D Lewis
    • February 26, 2013

26. Sole Proprietor

    By Randy Watson, February 19, 2009
    • 1 reply
    • 846 views
    • 
    • WDIK
    • February 19, 2009

27. ISW provision required to take more than RMD?

    By Guest Connie H, October 16, 2008
    • 1 reply
    • 845 views
    • 
    • Guest
    • October 16, 2008

28. Roth 401k non qualified distribution penalty

    By WCC, October 11, 2013
    • 0 replies
    • 845 views
    • 
    • WCC
    • October 11, 2013

29. PS58 part of RMD?

    By drakecohen, May 26, 2016
    • 3 replies
    • 845 views
    • 
    • CMarkB
    • May 26, 2016

30. Loan to former participant who is now Union Employee

    By 52626, October 5, 2023
    • 2 replies
    • 845 views
    • 
    • BG5150
    • October 6, 2023

31. Control group

    By scsfam, June 22, 2020
    • 2 replies
    • 844 views
    • 
    • Larry Starr
    • June 22, 2020

32. Post Tax Distribution 1099 Code

    By PFranckowiak, December 19, 2016
    • 1 reply
    • 841 views
    • 
    • ETA Consulting LLC
    • December 19, 2016

33. Loan of Deceased Participant - Can it be repaid by estate prior to the Beneficiary taking a distribution?

    By KMiller, August 24, 2022
    • 4 replies
    • 841 views
    • 
    • MoJo
    • August 26, 2022

34. senior moment

    By thepensionmaven, April 8, 2023
    • 8 replies
    • 840 views
    • 
    • thepensionmaven
    • April 12, 2023

35. Safe Harbor Contributions

    By Nassau, March 12, 2013
    • 0 replies
    • 838 views
    • 
    • Nassau
    • March 12, 2013

36. 1099-R reporting on QUALIFIED dist from designated Roth account

    By Belgarath, June 24, 2019
    • 2 replies
    • 837 views
    • 
    • Belgarath
    • June 24, 2019

37. 430 Restrictions and Rollovers

    By rcline46, January 6, 2015
    • 0 replies
    • 837 views
    • 
    • rcline46
    • January 6, 2015

38. Deceased Participant with Loan Balance

    By Vlad401k, November 23, 2015
    • 1 reply
    • 834 views
    • 
    • pmacduff
    • November 23, 2015

39. State tax elected but not withheld

    By BG5150, March 22, 2021
    • 3 replies
    • 834 views
    • 
    • CuseFan
    • March 22, 2021

40. QDRO mistake

    By Judith Morse, April 17, 2021
    • 2 replies
    • 831 views
    • 
    • QDROphile
    • April 17, 2021

41. Distributions from 401(k) Plan

    By fmsinc, September 13, 2021
    • 6 replies
    • 831 views
    • 
    • Luke Bailey
    • September 15, 2021

42. Age 55 72t exception to 10% early distribution penalty

    By Tom, May 9, 2024
    • 1 reply
    • 830 views
    • 
    • Belgarath
    • May 9, 2024

43. RMDs by Jan. 1 not April?

    By Griswold, May 1, 2023
    • 5 replies
    • 829 views
    • 
    • Paul I
    • May 3, 2023

44. Roth Distribution - Pro-Rata or Basis First

    By Vlad401k, October 12, 2015
    • 1 reply
    • 828 views
    • 
    • ETA Consulting LLC
    • October 12, 2015

45. Maximum amount available for loan--what is a related plan

    By jkharvey, November 14, 2014
    • 2 replies
    • 828 views
    • 
    • jkharvey
    • November 14, 2014

46. changing timing of force-outs

    By AlbanyConsultant, September 2, 2019
    • 5 replies
    • 828 views
    • 
    • AKowalski
    • September 3, 2019

47. RMD for Sole Proprietor Starting Business at Age 73?

    By CuseFan, April 30, 2018
    • 4 replies
    • 828 views
    • 
    • C. B. Zeller
    • May 9, 2018

48. loan for sole prop from rollover money

    By Guest dubya, April 5, 2004
    • 0 replies
    • 824 views
    • 
    • Guest
    • April 5, 2004

49. delinquent loan

    By Tom, May 15, 2018
    • 2 replies
    • 823 views
    • 
    • Mike Preston
    • May 18, 2018

50. CAREST Act - RMD suspension

    By Jakyasar, March 24, 2020
    • 2 replies
    • 823 views
    • 
    • Jakyasar
    • March 24, 2020