Distributions and Loans, Other than QDROs

4,169 topics in this forum

1. 3(16) Services as a TPA

   By mjf06241972, August 15, 2019
   • 3 replies
   • 766 views
   • 
   • mjf06241972
   • August 17, 2019

2. Death Disbursement - Pooled Account

   By mjf06241972, November 28, 2018
   • 2 replies
   • 765 views
   • 
   • Bird
   • November 28, 2018

3. Loan terms and documentation

   By ClintonF, June 2, 2023
   • 5 replies
   • 764 views
   • 
   • Paul I
   • June 5, 2023

4. Non-PBGC DB Plan Closedown. Spouse won't sign. Company being acquired.

   By Guest_Question, December 11, 2023
   • 5 replies
   • 763 views
   • 
   • Peter Gulia
   • December 12, 2023

5. Plan sponsor making participants pay loan fees outside the plan

   By AlbanyConsultant, June 8, 2023
   • 2 replies
   • 761 views
   • 
   • Roycal
   • June 9, 2023

6. IRA distribution - 1099R coded as 5 Prohibited Transaction

   By GlacierNP, March 21, 2022
   • 4 replies
   • 760 views
   • 
   • Luke Bailey
   • March 24, 2022

7. Cure period - Does it apply to the last payment of 5 year loan term

   By ErisaGooroo, August 29, 2016   

   • Cure Period
   • 1 reply
   • 759 views
   • 
   • Bird
   • August 29, 2016

8. Decedent past required beginning date was receiving RMDs but died this year before receiving 2022 RMD; there is a dispute about who should get the money so plan may not be able to pay before end of year

   By Luke Bailey, December 7, 2022
   • 3 replies
   • 758 views
   • 
   • Luke Bailey
   • December 8, 2022

9. DB Plan Form of Benefit Options - Alternate Beneficiary

   By TPApril, June 20, 2012
   • 0 replies
   • 757 views
   • 
   • TPApril
   • June 20, 2012

10. DB RMD (>72) DOT=12/31

    By TPApril, October 28, 2020
    • 4 replies
    • 756 views
    • 
    • Luke Bailey
    • October 29, 2020

11. Participant loan refinancing during cure period

    By Belgarath, September 29, 2016
    • 3 replies
    • 755 views
    • 
    • Bird
    • September 30, 2016

12. Accrued benefit offset at termination

    By rblum50, November 21, 2017
    • 4 replies
    • 754 views
    • 
    • rblum50
    • November 22, 2017

13. Is RMD due?

    By cheersmate, October 27, 2022   

    • rmd
    • in-service distributions
    • 5 replies
    • 754 views
    • 
    • CuseFan
    • October 28, 2022

14. Participant Loan for a new employee

    By Santo Gold, November 26, 2024
    • 4 replies
    • 754 views
    • 
    • Gilmore
    • November 26, 2024

15. Cash Out Threshold after partial distribution

    By jkharvey, August 18, 2016
    • 1 reply
    • 752 views
    • 
    • Kevin C
    • August 19, 2016

16. Calculating 50% of account value for max loan

    By pensiongeek, March 26, 2020
    • 5 replies
    • 751 views
    • 
    • JOH
    • March 26, 2020

17. Force out participants to IRA institution owned by sponsor

    By C. B. Zeller, August 12, 2019
    • 2 replies
    • 749 views
    • 
    • C. B. Zeller
    • August 13, 2019

18. RMD from SIMPLE

    By ombskid, December 21, 2010
    • 1 reply
    • 749 views
    • 
    • Guest
    • December 21, 2010

19. Worker's comepnsation & loan suspension

    By R. Butler, March 19, 2014
    • 0 replies
    • 749 views
    • 
    • R. Butler
    • March 19, 2014

20. Merged MP - still uses MP inservice wdl rules?

    By AlbanyConsultant, August 4, 2015
    • 2 replies
    • 748 views
    • 
    • AlbanyConsultant
    • August 6, 2015

21. tax notice for Cares Act Distributions

    By mattmc82, April 6, 2020
    • 2 replies
    • 746 views
    • 
    • AlbanyConsultant
    • April 8, 2020

22. Death of participant and beneficiary

    By Monica Barnard, December 12, 2015
    • 0 replies
    • 746 views
    • 
    • Monica Barnard
    • December 12, 2015

23. eviction prevention hardship

    By 401_noob, July 12, 2018
    • 1 reply
    • 743 views
    • 
    • Larry Starr
    • July 12, 2018

24. Net Unrealized Appreciation and Lump Sums

    By ERISAAPPLE, April 16, 2018
    • 7 replies
    • 739 views
    • 
    • ERISAAPPLE
    • April 19, 2018

25. Distribution post RMD to Inherited IRA

    By Karen McIver, May 13, 2021
    • 1 reply
    • 738 views
    • 
    • Lou S.
    • May 13, 2021

26. RMDs after death to surviving spouse

    By Bird, November 1, 2023
    • 2 replies
    • 737 views
    • 
    • Bird
    • November 6, 2023

27. RMD from a terminating profit sharing plan

    By Jakyasar, August 11, 2020
    • 3 replies
    • 737 views
    • 
    • Larry Starr
    • August 12, 2020

28. Rollover of After-Tax Employee Contributions to Roth IRA

    By Vlad401k, September 30, 2025
    • 1 reply
    • 737 views
    • 
    • CuseFan
    • September 30, 2025

29. Deceased Participant RMD

    By K-t-F, April 12, 2022
    • 4 replies
    • 735 views
    • 
    • K-t-F
    • June 1, 2022

30. Additional distributions - election forms?

    By t.haley, April 7, 2014
    • 0 replies
    • 735 views
    • 
    • t.haley
    • April 7, 2014

31. RMD Final and Proposed Regs

    By Paul I, July 18, 2024
    • 6 replies
    • 735 views
    • 
    • Paul I
    • July 19, 2024

32. State withholding

    By Belgarath, January 2, 2023
    • 4 replies
    • 735 views
    • 
    • Belgarath
    • January 6, 2023

33. residential loan refinance to get a lower interest rate

    By AlbanyConsultant, March 5, 2024
    • 2 replies
    • 731 views
    • 
    • AlbanyConsultant
    • March 6, 2024

34. Collectively Bargained Money Purchase Plan - Deemed Retirement

    By rocknrolls2, October 8, 2019
    • 3 replies
    • 731 views
    • 
    • Luke Bailey
    • October 8, 2019

35. Hardship and Safe Harbor

    By mjf06241972, August 26, 2019
    • 2 replies
    • 731 views
    • 
    • rr_sphr
    • August 27, 2019

36. Hardship Distributions

    By Coleboy1, August 17, 2022
    • 1 reply
    • 731 views
    • 
    • C. B. Zeller
    • August 17, 2022

37. Unresponsive beneficiary

    By Belgarath, September 23, 2021
    • 4 replies
    • 731 views
    • 
    • baneja
    • September 23, 2021

38. Participant loan for home construction

    By R. Butler, October 19, 2015
    • 1 reply
    • 729 views
    • 
    • BG5150
    • October 20, 2015

39. re-amortize loan before default

    By WCC, August 18, 2025
    • 1 reply
    • 728 views
    • 
    • Lou S.
    • August 18, 2025

40. COVID Distributions and vesting

    By shERPA, April 17, 2020
    • 3 replies
    • 727 views
    • 
    • RatherBeGolfing
    • April 20, 2020

41. Termed w/ Loan, took funds, now rehired

    By BG5150, October 27, 2022
    • 2 replies
    • 726 views
    • 
    • fmsinc
    • October 28, 2022

42. Interesr

    By moho, March 26, 2024
    • 3 replies
    • 726 views
    • 
    • Belgarath
    • March 26, 2024

43. 401k plan: taking a hardship withdrawal after taking a loan

    By Santo Gold, September 26, 2025
    • 3 replies
    • 724 views
    • 
    • ratherbereading
    • September 27, 2025

44. Loan for primary residence

    By Lou81, November 13, 2025
    • 5 replies
    • 722 views
    • 
    • Lou81
    • November 14, 2025

45. COVID loan reamortization

    By thepensionmaven, November 22, 2021
    • 4 replies
    • 722 views
    • 
    • Belgarath
    • October 23, 2024

46. Qualified Loan Offsets

    By JOH, May 10, 2021
    • 5 replies
    • 721 views
    • 
    • Lou S.
    • May 11, 2021

47. DB Plan termination, when is withholding due?

    By DMcGovern, January 12, 2021
    • 4 replies
    • 720 views
    • 
    • Lou S.
    • January 14, 2021

48. Cash Out & Fluctuating Account Balance

    By Susan S., June 10, 2015
    • 0 replies
    • 720 views
    • 
    • Susan S.
    • June 10, 2015

49. 2019 MRD due today

    By bzorc, April 1, 2020
    • 5 replies
    • 720 views
    • 
    • G8Rs
    • April 3, 2020

50. Hardship - Foreclosure

    By luissaha, July 28, 2017
    • 1 reply
    • 718 views
    • 
    • Peter Gulia
    • July 28, 2017