Distributions and Loans, Other than QDROs

4,166 topics in this forum

1. DB Plan Form of Benefit Options - Alternate Beneficiary

   By TPApril, June 20, 2012
   • 0 replies
   • 742 views
   • 
   • TPApril
   • June 20, 2012

2. Worker's comepnsation & loan suspension

   By R. Butler, March 19, 2014
   • 0 replies
   • 738 views
   • 
   • R. Butler
   • March 19, 2014

3. Decedent past required beginning date was receiving RMDs but died this year before receiving 2022 RMD; there is a dispute about who should get the money so plan may not be able to pay before end of year

   By Luke Bailey, December 7, 2022
   • 3 replies
   • 737 views
   • 
   • Luke Bailey
   • December 8, 2022

4. Cure period - Does it apply to the last payment of 5 year loan term

   By ErisaGooroo, August 29, 2016   

   • Cure Period
   • 1 reply
   • 736 views
   • 
   • Bird
   • August 29, 2016

5. Death of participant and beneficiary

   By Monica Barnard, December 12, 2015
   • 0 replies
   • 736 views
   • 
   • Monica Barnard
   • December 12, 2015

6. Participant loan refinancing during cure period

   By Belgarath, September 29, 2016
   • 3 replies
   • 735 views
   • 
   • Bird
   • September 30, 2016

7. Participant Loan for a new employee

   By Santo Gold, November 26, 2024
   • 4 replies
   • 735 views
   • 
   • Gilmore
   • November 26, 2024

8. Plan sponsor making participants pay loan fees outside the plan

   By AlbanyConsultant, June 8, 2023
   • 2 replies
   • 734 views
   • 
   • Roycal
   • June 9, 2023

9. Calculating 50% of account value for max loan

   By pensiongeek, March 26, 2020
   • 5 replies
   • 732 views
   • 
   • JOH
   • March 26, 2020

10. Loan terms and documentation

    By ClintonF, June 2, 2023
    • 5 replies
    • 730 views
    • 
    • Paul I
    • June 5, 2023

11. RMD from SIMPLE

    By ombskid, December 21, 2010
    • 1 reply
    • 730 views
    • 
    • Guest
    • December 21, 2010

12. Merged MP - still uses MP inservice wdl rules?

    By AlbanyConsultant, August 4, 2015
    • 2 replies
    • 728 views
    • 
    • AlbanyConsultant
    • August 6, 2015

13. DB RMD (>72) DOT=12/31

    By TPApril, October 28, 2020
    • 4 replies
    • 726 views
    • 
    • Luke Bailey
    • October 29, 2020

14. tax notice for Cares Act Distributions

    By mattmc82, April 6, 2020
    • 2 replies
    • 724 views
    • 
    • AlbanyConsultant
    • April 8, 2020

15. eviction prevention hardship

    By 401_noob, July 12, 2018
    • 1 reply
    • 724 views
    • 
    • Larry Starr
    • July 12, 2018

16. RMD 2020 Waiver and sample amendment

    By MDOWNS@CBIZ.COM, November 2, 2020   

    • waiver
    • sample amendment
    • (and 1 more)

      Tagged with:

      • waiver
      • sample amendment
      • rmds
    • 1 reply
    • 724 views
    • 
    • Peter Gulia
    • November 2, 2020

17. Is RMD due?

    By cheersmate, October 27, 2022   

    • rmd
    • in-service distributions
    • 5 replies
    • 723 views
    • 
    • CuseFan
    • October 28, 2022

18. RMD from a terminating profit sharing plan

    By Jakyasar, August 11, 2020
    • 3 replies
    • 722 views
    • 
    • Larry Starr
    • August 12, 2020

19. Additional distributions - election forms?

    By t.haley, April 7, 2014
    • 0 replies
    • 721 views
    • 
    • t.haley
    • April 7, 2014

20. Deceased Participant RMD

    By K-t-F, April 12, 2022
    • 4 replies
    • 719 views
    • 
    • K-t-F
    • June 1, 2022

21. Spousal Consent - USC 1746

    By Kevin C, March 12, 2020
    • 2 replies
    • 719 views
    • 
    • Kevin C
    • March 13, 2020

22. IRA distribution - 1099R coded as 5 Prohibited Transaction

    By GlacierNP, March 21, 2022
    • 4 replies
    • 718 views
    • 
    • Luke Bailey
    • March 24, 2022

23. Distribution post RMD to Inherited IRA

    By Karen McIver, May 13, 2021
    • 1 reply
    • 718 views
    • 
    • Lou S.
    • May 13, 2021

24. Hardship Distributions

    By Coleboy1, August 17, 2022
    • 1 reply
    • 717 views
    • 
    • C. B. Zeller
    • August 17, 2022

25. Participant loan for home construction

    By R. Butler, October 19, 2015
    • 1 reply
    • 716 views
    • 
    • BG5150
    • October 20, 2015

26. State withholding

    By Belgarath, January 2, 2023
    • 4 replies
    • 716 views
    • 
    • Belgarath
    • January 6, 2023

27. COVID Distributions and vesting

    By shERPA, April 17, 2020
    • 3 replies
    • 714 views
    • 
    • RatherBeGolfing
    • April 20, 2020

28. RMDs after death to surviving spouse

    By Bird, November 1, 2023
    • 2 replies
    • 713 views
    • 
    • Bird
    • November 6, 2023

29. Can Rollover from pension to Roth IRA count toward RMD?

    By M Norton, November 22, 2022
    • 3 replies
    • 712 views
    • 
    • Appleby
    • November 27, 2022

30. Net Unrealized Appreciation and Lump Sums

    By ERISAAPPLE, April 16, 2018
    • 7 replies
    • 712 views
    • 
    • ERISAAPPLE
    • April 19, 2018

31. Cash Out & Fluctuating Account Balance

    By Susan S., June 10, 2015
    • 0 replies
    • 711 views
    • 
    • Susan S.
    • June 10, 2015

32. Collectively Bargained Money Purchase Plan - Deemed Retirement

    By rocknrolls2, October 8, 2019
    • 3 replies
    • 708 views
    • 
    • Luke Bailey
    • October 8, 2019

33. loan payments on leave

    By JKW, August 20, 2014
    • 0 replies
    • 708 views
    • 
    • JKW
    • August 20, 2014

34. Force out participants to IRA institution owned by sponsor

    By C. B. Zeller, August 12, 2019
    • 2 replies
    • 707 views
    • 
    • C. B. Zeller
    • August 13, 2019

35. Qualified Loan Offsets

    By JOH, May 10, 2021
    • 5 replies
    • 707 views
    • 
    • Lou S.
    • May 11, 2021

36. Termed w/ Loan, took funds, now rehired

    By BG5150, October 27, 2022
    • 2 replies
    • 706 views
    • 
    • fmsinc
    • October 28, 2022

37. Hardship and Safe Harbor

    By mjf06241972, August 26, 2019
    • 2 replies
    • 705 views
    • 
    • rr_sphr
    • August 27, 2019

38. Direct rollover for non-active participant?

    By david rigby, April 26, 2016
    • 1 reply
    • 702 views
    • 
    • QDROphile
    • April 26, 2016

39. Hardship - Foreclosure

    By luissaha, July 28, 2017
    • 1 reply
    • 702 views
    • 
    • Peter Gulia
    • July 28, 2017

40. ROBS Plan - RMD?

    By justanotheradmin, October 31, 2022
    • 2 replies
    • 701 views
    • 
    • Peter Gulia
    • November 2, 2022

41. RMD before Roth Conversion Rule

    By Yesnam, November 11, 2016
    • 2 replies
    • 699 views
    • 
    • Yesnam
    • November 11, 2016

42. RMD Final and Proposed Regs

    By Paul I, July 18, 2024
    • 6 replies
    • 699 views
    • 
    • Paul I
    • July 19, 2024

43. another RMD Error

    By thepensionmaven, February 21, 2023
    • 3 replies
    • 698 views
    • 
    • Peter Gulia
    • February 21, 2023

44. Interesr

    By moho, March 26, 2024
    • 3 replies
    • 697 views
    • 
    • Belgarath
    • March 26, 2024

45. Excess contribution to IRA due to testing failure

    By Bird, October 26, 2015
    • 0 replies
    • 696 views
    • 
    • Bird
    • October 26, 2015

46. Does "Post-Secondary Education" include 5 day programs for Hardship Purposes?

    By cheersmate, November 8, 2022
    • 2 replies
    • 696 views
    • 
    • Riley Britton
    • November 15, 2022

47. RMD rollout of plan prior to termination and RBD

    By Tom, November 8, 2019   

    • rmd
    • 3 replies
    • 694 views
    • 
    • Mr Bagwell
    • December 10, 2019

48. COVID loan reamortization

    By thepensionmaven, November 22, 2021
    • 4 replies
    • 694 views
    • 
    • Belgarath
    • October 23, 2024

49. allocating lost earnings on distribution overpayment

    By M Norton, June 14, 2019
    • 2 replies
    • 693 views
    • 
    • M Norton
    • June 18, 2019

50. 2019 MRD due today

    By bzorc, April 1, 2020
    • 5 replies
    • 693 views
    • 
    • G8Rs
    • April 3, 2020