Distributions and Loans, Other than QDROs

4,171 topics in this forum

1. installment payments from pooled DC Plan - beneficiary

   By pmacduff, September 15, 2023
   • 0 replies
   • 518 views
   • 
   • pmacduff
   • September 15, 2023

2. Loan refinance on 10 year home loan

   By Belgarath, May 16, 2024
   • 2 replies
   • 518 views
   • 
   • Belgarath
   • May 17, 2024

3. CARES loan suspension of less than 1 year?

   By AlbanyConsultant, April 23, 2020
   • 1 reply
   • 517 views
   • 
   • Larry Starr
   • April 23, 2020

4. Delinquent Loan not defaulted

   By Tom, July 28, 2023
   • 1 reply
   • 514 views
   • 
   • Lou S.
   • July 28, 2023

5. In service dists after RMD

   By TPApril, November 16, 2023
   • 1 reply
   • 512 views
   • 
   • Lou S.
   • November 16, 2023

6. For minimum distribution, when is an employee retired?

   By Peter Gulia, February 22, 2019   

   • minimum distribution; severance from employment
   • 3 replies
   • 511 views
   • 
   • QDROphile
   • February 23, 2019

7. Incorrect Corrective Distribution Amount

   By Vlad401k, April 5, 2022
   • 1 reply
   • 511 views
   • 
   • CuseFan
   • April 5, 2022

8. Bypass a Trust?

   By Gilmore, December 14, 2018
   • 2 replies
   • 510 views
   • 
   • Gilmore
   • December 15, 2018

9. rollover on death

   By Earl, June 29, 2017
   • 3 replies
   • 510 views
   • 
   • Earl
   • June 29, 2017

10. See through estate?

    By Bird, December 19, 2025
    • 3 replies
    • 509 views
    • 
    • Peter Gulia
    • December 29, 2025

11. Distribution Options for Leased Employees?

    By Susan S., January 31, 2017
    • 0 replies
    • 507 views
    • 
    • Susan S.
    • January 31, 2017

12. Both spouses die in the same calendar year.

    By Belgarath, August 25, 2022
    • 1 reply
    • 507 views
    • 
    • Nate S
    • August 25, 2022

13. Is an offset a distribution?

    By JAS76, November 5, 2020
    • 1 reply
    • 501 views
    • 
    • Luke Bailey
    • November 5, 2020

14. What's the mandatory withholding?

    By JAS76, September 3, 2020
    • 1 reply
    • 500 views
    • 
    • JOH
    • September 9, 2020

15. Protected Benefit question

    By cpc0506, March 4, 2019
    • 2 replies
    • 496 views
    • 
    • Mike Preston
    • March 5, 2019

16. RMD... financial advisor did not withhold

    By Basically, April 4, 2022
    • 2 replies
    • 493 views
    • 
    • Basically
    • April 12, 2022

17. 401k refund for prior yr, 1099-R & taxable year

    By TPApril, February 14, 2024
    • 1 reply
    • 489 views
    • 
    • Bri
    • February 14, 2024

18. Write off of small balances

    By Tom, December 8, 2022
    • 1 reply
    • 488 views
    • 
    • Bri
    • December 8, 2022

19. Federal Withholding Tax

    By Chippy, January 11, 2021
    • 1 reply
    • 486 views
    • 
    • C. B. Zeller
    • January 11, 2021

20. Hardship Documenation

    By Vlad401k, May 9, 2019
    • 0 replies
    • 482 views
    • 
    • Vlad401k
    • May 9, 2019

21. RMD and death

    By Cynchbeast, January 7, 2022
    • 1 reply
    • 481 views
    • 
    • BG5150
    • January 10, 2022

22. Is a Participant's Child Always an Eligible Designated Beneficiary?

    By rocknrolls2, December 11, 2020
    • 1 reply
    • 479 views
    • 
    • RatherBeGolfing
    • December 12, 2020

23. Loans Repayments and Sales Charges

    By JOH, October 16, 2020
    • 1 reply
    • 477 views
    • 
    • Bird
    • October 19, 2020

24. New Guidance on Hardship distributions

    By cpc0506, May 4, 2017   

    • hardship notification requirements
    • 0 replies
    • 476 views
    • 
    • cpc0506
    • May 4, 2017

25. RMD for spousal beneficiary

    By pmacduff, December 19, 2022
    • 3 replies
    • 475 views
    • 
    • Bird
    • December 20, 2022

26. CARES Act Loan Deferment

    By cathgrace, November 2, 2020   

    • cares act
    • loans
    • 1 reply
    • 472 views
    • 
    • ESOPMomma
    • November 3, 2020

27. RMD Beginning Date - owner only plan + Plan Terminating

    By Basically, November 3, 2021
    • 1 reply
    • 467 views
    • 
    • C. B. Zeller
    • November 3, 2021

28. Forms

    By Egold, December 13, 2023
    • 0 replies
    • 465 views
    • 
    • Egold
    • December 13, 2023

29. Plan Loan Prohibited Transaction

    By Cloudy, November 1, 2021
    • 1 reply
    • 465 views
    • 
    • Bird
    • November 2, 2021

30. Roth 401k Distribution if Terminated after 55

    By Vlad401k, February 26, 2019
    • 1 reply
    • 464 views
    • 
    • card
    • February 26, 2019

31. Coronavirus distribution affecting current vesting on termination payout?!

    By pmacduff, July 14, 2023
    • 2 replies
    • 460 views
    • 
    • pmacduff
    • July 26, 2023

32. Controlled Group - Two Plans to Avoid Audit and Aggregation

    By Will.I.Am, August 26, 2022
    • 1 reply
    • 460 views
    • 
    • Will.I.Am
    • August 26, 2022

33. Defaulted loan Still on the Books

    By thepensionmaven, February 27, 2020
    • 1 reply
    • 459 views
    • 
    • JackS
    • February 27, 2020

34. 60-day rollover waiver

    By B21, March 23, 2020
    • 2 replies
    • 458 views
    • 
    • Peter Gulia
    • March 23, 2020

35. RMD to older designated spouse beneficiary (death<2020)

    By TPApril, April 27, 2020
    • 1 reply
    • 453 views
    • 
    • Appleby
    • April 30, 2020

36. Loan offset question

    By BG5150, March 28, 2022
    • 1 reply
    • 453 views
    • 
    • Bird
    • March 28, 2022

37. In Service Distribution

    By Basically, December 22, 2022
    • 1 reply
    • 452 views
    • 
    • C. B. Zeller
    • December 22, 2022

38. Mistakenly Aggregated 401k RMD

    By jvajjm750, October 31, 2017
    • 1 reply
    • 451 views
    • 
    • Mike Preston
    • November 10, 2017

39. Non-Qual Plan: Payout of account upon same yr of death

    By 007inTraining, September 4, 2019
    • 1 reply
    • 447 views
    • 
    • Luke Bailey
    • September 6, 2019

40. 402(g) Limit - Roth - After Year End

    By Vlad401k, February 3, 2021
    • 1 reply
    • 446 views
    • 
    • Lou S.
    • February 3, 2021

41. Transfer of Loan from one 401k plan to another.

    By Vlad401k, October 12, 2021
    • 1 reply
    • 442 views
    • 
    • Luke Bailey
    • October 14, 2021

42. De minimis for auto forfeit instead of auto cash out

    By TPApril, November 11, 2023
    • 0 replies
    • 441 views
    • 
    • TPApril
    • November 11, 2023

43. Rollover to Exempt Organizations

    By ERISAAPPLE, March 20, 2018
    • 0 replies
    • 436 views
    • 
    • ERISAAPPLE
    • March 20, 2018

44. Corrected 2013 1099R after rollover into IRA

    By Carri, February 14, 2018
    • 0 replies
    • 436 views
    • 
    • Carri
    • February 14, 2018

45. 945 Filing

    By thepensionmaven, December 29, 2022
    • 1 reply
    • 435 views
    • 
    • Tom
    • December 30, 2022

46. Coronavirus-related Distribution scenario

    By Gilmore, April 1, 2020
    • 0 replies
    • 433 views
    • 
    • Gilmore
    • April 1, 2020

47. RMD - Less than 100% vested

    By Vlad401k, December 10, 2025
    • 2 replies
    • 430 views
    • 
    • C. B. Zeller
    • December 16, 2025

48. Loan was deemed twice

    By 401kLife, February 28, 2019
    • 3 replies
    • 426 views
    • 
    • chc93
    • March 7, 2019

49. Loan default correction

    By Belgarath, May 11, 2021
    • 0 replies
    • 426 views
    • 
    • Belgarath
    • May 11, 2021

50. Distribution Code for Exceeding 415 Limit

    By Vlad401k, March 15, 2021
    • 0 replies
    • 416 views
    • 
    • Vlad401k
    • March 15, 2021