IRAs and Roth IRAs

3,119 topics in this forum

1. Identifying Self-Directed IRA for rollovers to 401(k)

   By Purplemandinga, June 28, 2021
   • 6 replies
   • 992 views
   • 
   • Purplemandinga
   • June 29, 2021

2. Timing of First Time Homebuyer withdrawal

   By shERPA, May 4, 2021
   • 2 replies
   • 1.1k views
   • 
   • shERPA
   • May 6, 2021

3. beneficiary default beneficiary on an IRA

   By JulesInCNY, February 25, 2021   

   • default
   • ira
   • 5 replies
   • 1.8k views
   • 
   • CNorris
   • April 30, 2021

4. Return of 2020 RMD included with a CRD

   By bzorc, April 29, 2021
   • 1 reply
   • 872 views
   • 
   • Lou S.
   • April 29, 2021

5. Guaranteed Payments qualify as "Earned Income"?

   By David Olive, April 15, 2021
   • 1 reply
   • 2.2k views
   • 
   • Lou S.
   • April 15, 2021

6. 2020 IRA contribution deadline

   By Dobber, March 29, 2021
   • 4 replies
   • 1.7k views
   • 
   • Bob the Swimmer
   • March 29, 2021

7. trust beneficiary of retirement plan

   By Scuba 401, March 17, 2021
   • 4 replies
   • 1.1k views
   • 
   • JOH
   • March 18, 2021

8. Inherited IRA question

   By bzorc, March 9, 2021
   • 2 replies
   • 802 views
   • 
   • Appleby
   • March 16, 2021

9. Rollover to IRA from qualified plan

   By Chippy, March 8, 2021
   • 3 replies
   • 637 views
   • 
   • Luke Bailey
   • March 11, 2021

10. For an IRA, does a custodian require (or permit) a spouse’s consent to a beneficiary designation?

    By Peter Gulia, February 9, 2021   

    • beneficiary designation; community property
    • 6 replies
    • 1.7k views
    • 
    • Peter Gulia
    • February 18, 2021

11. One IRA rollover per year rule

    By B21, October 24, 2017
    • 7 replies
    • 2.2k views
    • 
    • C. B. Zeller
    • January 26, 2021

12. Backdoor Roth Conversion: is loan offset rollover "deductible" or "non-deductible" contribution?

    By Era, January 15, 2021
    • 1 reply
    • 633 views
    • 
    • Lou S.
    • January 15, 2021

13. Traditional IRA funded in December, but backdoor conversion to Roth in January...

    By PaulT, January 8, 2021
    • 3 replies
    • 1.4k views
    • 
    • Era
    • January 15, 2021

14. Roth IRA recharacterization and backdoor conversion

    By humblea, December 30, 2020
    • 3 replies
    • 964 views
    • 
    • Lou S.
    • December 30, 2020

15. Can Contributions Continue To SIMPLE IRA If Spouse Sponsors 401(k)?

    By mming, December 23, 2020
    • 9 replies
    • 1.3k views
    • 
    • mming
    • December 28, 2020

16. Impermissible IRA Investment in Collectibles

    By Daniel Nugent, November 16, 2020
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • November 24, 2020

17. Rollover Simple IRA into Employer plan

    By tsrl01, November 11, 2020
    • 2 replies
    • 650 views
    • 
    • tsrl01
    • November 12, 2020

18. Trustee-to-trustee direct IRA transfers - IRS "required" Letter of Acceptance

    By Retired, but still reading, October 17, 2020
    • 6 replies
    • 5.8k views
    • 
    • Appleby
    • October 25, 2020

19. Pre-Tax vs Post Tax Deferrals

    By thepensionmaven, October 7, 2020
    • 1 reply
    • 605 views
    • 
    • Luke Bailey
    • October 7, 2020

20. ROTH Conversions and CRD's

    By Oldtpa, September 21, 2020   

    • roth conversion
    • 1 reply
    • 853 views
    • 
    • Luke Bailey
    • September 22, 2020

21. Roth 5-Year Rule and Transfers Incident to Divorce

    By QDROphile, September 13, 2020
    • 2 replies
    • 2.3k views
    • 
    • QDROphile
    • September 14, 2020

22. Transfer to a Roth IRA

    By rblum50, September 10, 2020
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • September 14, 2020

23. Withdrawing From A Roth IRA before 59.5

    By Run4life, July 26, 2020
    • 4 replies
    • 1.4k views
    • 
    • Belgarath
    • August 3, 2020

24. I'm 18 and wanting to learn a lot about saving for retirement

    By Run4life, July 26, 2020
    • 2 replies
    • 760 views
    • 
    • Patricia Neal Jensen
    • July 27, 2020

25. 18-year old starting (Roth) IRA?

    By Guest Freestyla, April 27, 2008
    • 14 replies
    • 33.6k views
    • 
    • Run4life
    • July 26, 2020

26. CRD Repayment of RMD paid in Stock-2020

    By ERISAGal, June 2, 2020
    • 8 replies
    • 2.2k views
    • 
    • Luke Bailey
    • June 5, 2020

27. Repayment of Roth IRAs

    By Ian, May 13, 2020
    • 4 replies
    • 1.3k views
    • 
    • spiritrider
    • May 15, 2020

28. 1099R Code for distribution from an Inherited IRA

    By KdGal, May 12, 2020   

    • inherited ira
    • 1099r
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • May 13, 2020

29. Can the Uniform Life Table be used under age 70 1/2?

    By katieinny, July 23, 2019
    • 8 replies
    • 1.7k views
    • 
    • Kelley Schieffelin
    • May 8, 2020

30. Traditional IRA fees and esop inquiry

    By Mona, April 23, 2020   

    • esop
    • moderate
    • (and 3 more)

      Tagged with:

      • esop
      • moderate
      • ira rollover
      • traditional ira
      • novice
    • 3 replies
    • 918 views
    • 
    • ESOP Guy
    • April 24, 2020

31. Inherited "Inherited IRA"

    By MGOAdmin, April 7, 2020   

    • inherited ira
    • 4 replies
    • 1.5k views
    • 
    • Appleby
    • April 16, 2020

32. RMD Reporting on 5498

    By Arlene Schemm, April 9, 2020   

    • cares act
    • 0 replies
    • 572 views
    • 
    • Arlene Schemm
    • April 9, 2020

33. Form 5498 Reporting

    By JOH, March 26, 2020   

    • ira
    • 2 replies
    • 754 views
    • 
    • Arlene Schemm
    • April 9, 2020

34. IRA Conversion to Roth IRA

    By mjf06241972, March 29, 2020
    • 2 replies
    • 780 views
    • 
    • JOH
    • March 30, 2020

35. charitable donations

    By DDB BN, February 5, 2020
    • 4 replies
    • 1.9k views
    • 
    • Larry Starr
    • February 7, 2020

36. Inherited IRA (post Secure Act)

    By Dobber, January 24, 2020
    • 1 reply
    • 838 views
    • 
    • Larry Starr
    • January 24, 2020

37. Rich Person's Roth

    By austin3515, January 22, 2020
    • 9 replies
    • 2.1k views
    • 
    • ESOP Guy
    • January 23, 2020

38. Post-RBD Distributions under SECURE ACT Provisions

    By LeslieMM, January 9, 2020   

    • ira
    • secure
    • (and 2 more)

      Tagged with:

      • ira
      • secure
      • beneficiary
      • distributions
    • 1 reply
    • 1.1k views
    • 
    • G8Rs
    • January 13, 2020

39. Ugly IRA problem- any VCP like option?

    By Flyboyjohn, November 21, 2019
    • 4 replies
    • 1.4k views
    • 
    • Appleby
    • January 6, 2020

40. Divisor of 1

    By bzorc, December 2, 2019
    • 1 reply
    • 1.2k views
    • 
    • Lou S.
    • December 2, 2019

41. Max IRA contribution - is it considered double in two calendar years?

    By IRA1967, November 22, 2019
    • 2 replies
    • 782 views
    • 
    • IRA1967
    • November 22, 2019

42. Roth Conversion Question

    By njkotz28, November 14, 2019   

    • conversion
    • roth
    • (and 1 more)

      Tagged with:

      • conversion
      • roth
      • ira
    • 1 reply
    • 1k views
    • 
    • QDROphile
    • November 14, 2019

43. ROTH IRA and ROTH 401k Contribution

    By Pammie57, October 31, 2019
    • 2 replies
    • 995 views
    • 
    • spiritrider
    • November 6, 2019

44. Does a spouse have legal basis to challenge non-spouse beneficiary on IRA?

    By Saddaughter, October 17, 2019
    • 11 replies
    • 7.1k views
    • 
    • Saddaughter
    • October 22, 2019

45. IRA Beneficiary is a foreign national

    By rblum50, October 21, 2019   

    • ira foreign national
    • 1 reply
    • 1.8k views
    • 
    • Peter Gulia
    • October 21, 2019

46. roll over to wrong person's IRA

    By chc93, September 19, 2019
    • 3 replies
    • 985 views
    • 
    • chc93
    • September 20, 2019

47. Self-directed IRA- 25% rule

    By B21, May 2, 2019
    • 1 reply
    • 970 views
    • 
    • Luke Bailey
    • May 2, 2019

48. Excess Roth Contribution - 2018

    By DTH, April 26, 2019
    • 1 reply
    • 888 views
    • 
    • Appleby
    • April 29, 2019

49. Roth IRA and Roth 401k

    By Santo Gold, April 18, 2019
    • 2 replies
    • 845 views
    • 
    • CuseFan
    • April 22, 2019

50. Risks of a Mistitled Inherited IRA?

    By JoeBialy, April 4, 2019
    • 2 replies
    • 1.1k views
    • 
    • card
    • April 8, 2019