SEP, SARSEP and SIMPLE Plans

1,535 topics in this forum

1. Simple IRA Eligible Compensation in first year

   By Tom, July 11, 2022
   • 2 replies
   • 1.1k views
   • 
   • Patricia Neal Jensen
   • July 13, 2022

2. Unable to fund SEP-IRA for undocumented employee

   By Francis, March 9, 2022
   • 12 replies
   • 3.3k views
   • 
   • Luke Bailey
   • March 11, 2022

3. SIMPLE contributions not made 2019-2021

   By DHoff, November 30, 2021
   • 1 reply
   • 1k views
   • 
   • gc@chimentowebb.com
   • March 6, 2022

4. Excess employer contributions to SIMPLE IRA since 2007

   By gc@chimentowebb.com, February 14, 2022
   • 3 replies
   • 1.1k views
   • 
   • Bird
   • February 15, 2022

5. Rehired employee

   By Jeff, July 13, 2017   

   • simple ira plan
   • 4 replies
   • 2.5k views
   • 
   • Gary Lesser
   • February 13, 2022

6. Related employers for SEP?

   By cathyw, February 3, 2022
   • 3 replies
   • 1.1k views
   • 
   • cathyw
   • February 5, 2022

7. Invalidate SEP IRA and New DB Plan for 2021

   By Ananda, December 17, 2021
   • 3 replies
   • 1.3k views
   • 
   • CuseFan
   • December 17, 2021

8. Termination of SIMPLE IRA

   By BTG, December 5, 2008
   • 16 replies
   • 10.5k views
   • 
   • BadgerDon
   • December 16, 2021

9. SIMPLE and 401(k) Plans in stock sale

   By pmacduff, November 29, 2021
   • 4 replies
   • 918 views
   • 
   • pmacduff
   • November 30, 2021

10. SEP + 401(k) contribution

    By Dobber, November 18, 2021
    • 2 replies
    • 1.1k views
    • 
    • spiritrider
    • November 30, 2021

11. SIMPLE-IRA Plan Terminating Mid-Year - Is Notice Required

    By AJC, August 22, 2021
    • 4 replies
    • 2.1k views
    • 
    • AJC
    • September 3, 2021

12. Self-employed earnings for SEP

    By B21, August 31, 2021
    • 2 replies
    • 927 views
    • 
    • Bird
    • September 1, 2021

13. Adopted 2020 DB plan retroactive, after already contributed to SEP at broker

    By Old Reliable, August 24, 2021
    • 2 replies
    • 851 views
    • 
    • CuseFan
    • August 25, 2021

14. Correction of Ineligible Employer for SIMPLE

    By 401 Chaos, July 30, 2021
    • 0 replies
    • 894 views
    • 
    • 401 Chaos
    • July 30, 2021

15. Remove SEP Contributions?

    By Dazednconfused, July 8, 2021
    • 2 replies
    • 1.5k views
    • 
    • JackS
    • July 8, 2021

16. Schedule C Negative but 401k already funded

    By austin3515, July 7, 2021
    • 10 replies
    • 1.8k views
    • 
    • bito'money
    • July 7, 2021

17. SEP IRA 3-Year Eligibility Requirement

    By Claude, May 17, 2021
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • May 18, 2021

18. Per Diem Employees

    By Doogan, March 23, 2021
    • 4 replies
    • 1.4k views
    • 
    • Doogan
    • March 23, 2021

19. SEP Transition to Simple with Funding

    By NeedhelpREsep, March 12, 2021
    • 2 replies
    • 822 views
    • 
    • NeedhelpREsep
    • March 16, 2021

20. 410(b) Coverage Transition Period and SIMPLE IRA

    By JustMe, February 26, 2021
    • 0 replies
    • 997 views
    • 
    • JustMe
    • February 26, 2021

21. Cross Testing a SEP and 401k Plan together?

    By AnnM, February 16, 2021   

    • sep
    • cross test
    • (and 3 more)

      Tagged with:

      • sep
      • cross test
      • abpt
      • abt
      • gateway minimum
    • 2 replies
    • 1k views
    • 
    • AnnM
    • February 18, 2021

22. Multiple SEP Plans for One Employer

    By JustMe, February 16, 2021
    • 3 replies
    • 1.2k views
    • 
    • JustMe
    • February 17, 2021

23. SARSEP possible for Non-Profits?

    By NonProfit GC, February 10, 2021
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 13, 2021

24. Engineering SARSEP Plan

    By ERISA-Bubs, February 1, 2018
    • 8 replies
    • 2k views
    • 
    • QDROphile
    • February 11, 2021

25. SEP IRA - participant question

    By st3rv, January 27, 2021
    • 14 replies
    • 1.9k views
    • 
    • Mike Preston
    • January 29, 2021

26. SIMPLE IRA 401(k) Controlled Group

    By R. Butler, May 12, 2016
    • 2 replies
    • 1.5k views
    • 
    • Scuba 401
    • January 11, 2021

27. SIMPLE IRA - VCP

    By Scuba 401, December 29, 2020
    • 0 replies
    • 768 views
    • 
    • Scuba 401
    • December 29, 2020

28. Forgot to take tax deduction for SEP contribution

    By arthurkagan, December 25, 2020
    • 2 replies
    • 940 views
    • 
    • spiritrider
    • December 28, 2020

29. SIMPLE IRA - Omit Former Employees - Loopholes?

    By DR245, December 22, 2020
    • 8 replies
    • 1.2k views
    • 
    • acm_acm
    • December 23, 2020

30. Simple 401(k) Plan converted to Regular 401(k) Plan - 2 year penalty exception

    By TPA Bob, December 7, 2020   

    • simple 401(k)
    • regular 401(k)
    • 1 reply
    • 814 views
    • 
    • AbsolutelyOkayPossibly
    • December 9, 2020

31. Can a SEP operate on a fiscal year?

    By M Norton, November 30, 2020
    • 2 replies
    • 1.1k views
    • 
    • StephenD
    • December 3, 2020

32. SIMPLE IRA - VCP Correction & New 401(k)

    By EBECatty, December 1, 2020
    • 2 replies
    • 801 views
    • 
    • EBECatty
    • December 1, 2020

33. Compenastion limit on Simple Plan

    By mjf06241972, November 10, 2020
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 12, 2020

34. Can I have a plan if I have SIMPLE?

    By Jakyasar, August 25, 2020
    • 6 replies
    • 1.5k views
    • 
    • Bill Presson
    • August 31, 2020

35. SIMPLE and VCP for over 100 ees

    By cdavis25, August 25, 2020
    • 0 replies
    • 549 views
    • 
    • cdavis25
    • August 25, 2020

36. SERIOUS mishandling of the VCP??

    By DR245, August 21, 2020
    • 0 replies
    • 748 views
    • 
    • DR245
    • August 21, 2020

37. Employer wants to pay investment management fees of SEP participants

    By Dave Baker, July 16, 2020
    • 7 replies
    • 2.9k views
    • 
    • Luke Bailey
    • July 23, 2020

38. Exceeding 100 employees

    By bzorc, July 13, 2020
    • 2 replies
    • 1.1k views
    • 
    • Luke Bailey
    • July 14, 2020

39. SEP Contribution for 2019. When does SEP need to be established.

    By Ken_BenefitScape, July 7, 2020   

    • sep
    • plan entry
    • 2 replies
    • 943 views
    • 
    • Larry Starr
    • July 7, 2020

40. 25% penalty - corrected contributions?

    By DR245, June 18, 2020
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • June 19, 2020

41. SIMPLE IRA employee contributon - sole prop

    By Santo Gold, April 30, 2020
    • 2 replies
    • 1k views
    • 
    • Santo Gold
    • May 3, 2020

42. SEP IRA missed employee contribution correction

    By JTWeave, April 24, 2020
    • 4 replies
    • 1.4k views
    • 
    • Luke Bailey
    • April 25, 2020

43. Can SIMPLE IRA suspend match

    By Joe Rak, April 1, 2020
    • 5 replies
    • 2.5k views
    • 
    • Luke Bailey
    • April 17, 2020

44. 2 companies - Simple IRA Offering?

    By Doogan, March 4, 2020
    • 3 replies
    • 873 views
    • 
    • Bill Presson
    • April 13, 2020

45. 25% Excise tax waived right?

    By austin3515, April 2, 2020
    • 2 replies
    • 1.2k views
    • 
    • Appleby
    • April 9, 2020

46. SEP and 401k in same year

    By AKconsult, February 12, 2018
    • 11 replies
    • 10.4k views
    • 
    • Bill Presson
    • March 16, 2020

47. Existing DB plan - adding SEP and deduction

    By Jakyasar, March 11, 2020
    • 2 replies
    • 880 views
    • 
    • Jakyasar
    • March 12, 2020

48. SIMPLE with No NHCE?

    By justanotheradmin, February 20, 2020
    • 7 replies
    • 1.9k views
    • 
    • justanotheradmin
    • February 24, 2020

49. Election Period

    By Doogan, February 21, 2020
    • 4 replies
    • 945 views
    • 
    • Doogan
    • February 24, 2020

50. SIMPLE IRA Late Salary Reduction Contributions

    By Roger389, February 19, 2020
    • 5 replies
    • 1.5k views
    • 
    • Larry Starr
    • February 20, 2020