SEP, SARSEP and SIMPLE Plans

1,529 topics in this forum

1. SEP + 401(k) contribution

   By Dobber, November 18, 2021
   • 2 replies
   • 964 views
   • 
   • spiritrider
   • November 30, 2021

2. Self-employed earnings for SEP

   By B21, August 31, 2021
   • 2 replies
   • 877 views
   • 
   • Bird
   • September 1, 2021

3. Adopted 2020 DB plan retroactive, after already contributed to SEP at broker

   By Old Reliable, August 24, 2021
   • 2 replies
   • 785 views
   • 
   • CuseFan
   • August 25, 2021

4. SIMPLE-IRA Plan Terminating Mid-Year - Is Notice Required

   By AJC, August 22, 2021
   • 4 replies
   • 2k views
   • 
   • AJC
   • September 3, 2021

5. Correction of Ineligible Employer for SIMPLE

   By 401 Chaos, July 30, 2021
   • 0 replies
   • 833 views
   • 
   • 401 Chaos
   • July 30, 2021

6. Remove SEP Contributions?

   By Dazednconfused, July 8, 2021
   • 2 replies
   • 1.4k views
   • 
   • JackS
   • July 8, 2021

7. Schedule C Negative but 401k already funded

   By austin3515, July 7, 2021
   • 10 replies
   • 1.7k views
   • 
   • bito'money
   • July 7, 2021

8. SEP IRA 3-Year Eligibility Requirement

   By Claude, May 17, 2021
   • 2 replies
   • 1k views
   • 
   • CuseFan
   • May 18, 2021

9. Per Diem Employees

   By Doogan, March 23, 2021
   • 4 replies
   • 1.3k views
   • 
   • Doogan
   • March 23, 2021

10. SEP Transition to Simple with Funding

    By NeedhelpREsep, March 12, 2021
    • 2 replies
    • 775 views
    • 
    • NeedhelpREsep
    • March 16, 2021

11. 410(b) Coverage Transition Period and SIMPLE IRA

    By JustMe, February 26, 2021
    • 0 replies
    • 944 views
    • 
    • JustMe
    • February 26, 2021

12. Multiple SEP Plans for One Employer

    By JustMe, February 16, 2021
    • 3 replies
    • 1.2k views
    • 
    • JustMe
    • February 17, 2021

13. Cross Testing a SEP and 401k Plan together?

    By AnnM, February 16, 2021   

    • sep
    • cross test
    • (and 3 more)

      Tagged with:

      • sep
      • cross test
      • abpt
      • abt
      • gateway minimum
    • 2 replies
    • 964 views
    • 
    • AnnM
    • February 18, 2021

14. SARSEP possible for Non-Profits?

    By NonProfit GC, February 10, 2021
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 13, 2021

15. SEP IRA - participant question

    By st3rv, January 27, 2021
    • 14 replies
    • 1.7k views
    • 
    • Mike Preston
    • January 29, 2021

16. SIMPLE IRA - VCP

    By Scuba 401, December 29, 2020
    • 0 replies
    • 736 views
    • 
    • Scuba 401
    • December 29, 2020

17. Forgot to take tax deduction for SEP contribution

    By arthurkagan, December 25, 2020
    • 2 replies
    • 861 views
    • 
    • spiritrider
    • December 28, 2020

18. SIMPLE IRA - Omit Former Employees - Loopholes?

    By DR245, December 22, 2020
    • 8 replies
    • 1.1k views
    • 
    • acm_acm
    • December 23, 2020

19. Simple 401(k) Plan converted to Regular 401(k) Plan - 2 year penalty exception

    By TPA Bob, December 7, 2020   

    • simple 401(k)
    • regular 401(k)
    • 1 reply
    • 761 views
    • 
    • AbsolutelyOkayPossibly
    • December 9, 2020

20. SIMPLE IRA - VCP Correction & New 401(k)

    By EBECatty, December 1, 2020
    • 2 replies
    • 768 views
    • 
    • EBECatty
    • December 1, 2020

21. Can a SEP operate on a fiscal year?

    By M Norton, November 30, 2020
    • 2 replies
    • 1.1k views
    • 
    • StephenD
    • December 3, 2020

22. Compenastion limit on Simple Plan

    By mjf06241972, November 10, 2020
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 12, 2020

23. Can I have a plan if I have SIMPLE?

    By Jakyasar, August 25, 2020
    • 6 replies
    • 1.4k views
    • 
    • Bill Presson
    • August 31, 2020

24. SIMPLE and VCP for over 100 ees

    By cdavis25, August 25, 2020
    • 0 replies
    • 509 views
    • 
    • cdavis25
    • August 25, 2020

25. SERIOUS mishandling of the VCP??

    By DR245, August 21, 2020
    • 0 replies
    • 693 views
    • 
    • DR245
    • August 21, 2020

26. Employer wants to pay investment management fees of SEP participants

    By Dave Baker, July 16, 2020
    • 7 replies
    • 2.6k views
    • 
    • Luke Bailey
    • July 23, 2020

27. Exceeding 100 employees

    By bzorc, July 13, 2020
    • 2 replies
    • 1k views
    • 
    • Luke Bailey
    • July 14, 2020

28. SEP Contribution for 2019. When does SEP need to be established.

    By Ken_BenefitScape, July 7, 2020   

    • sep
    • plan entry
    • 2 replies
    • 892 views
    • 
    • Larry Starr
    • July 7, 2020

29. 25% penalty - corrected contributions?

    By DR245, June 18, 2020
    • 3 replies
    • 1.2k views
    • 
    • Luke Bailey
    • June 19, 2020

30. SIMPLE IRA employee contributon - sole prop

    By Santo Gold, April 30, 2020
    • 2 replies
    • 954 views
    • 
    • Santo Gold
    • May 3, 2020

31. SEP IRA missed employee contribution correction

    By JTWeave, April 24, 2020
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • April 25, 2020

32. 25% Excise tax waived right?

    By austin3515, April 2, 2020
    • 2 replies
    • 1.2k views
    • 
    • Appleby
    • April 9, 2020

33. Can SIMPLE IRA suspend match

    By Joe Rak, April 1, 2020
    • 5 replies
    • 2.3k views
    • 
    • Luke Bailey
    • April 17, 2020

34. Existing DB plan - adding SEP and deduction

    By Jakyasar, March 11, 2020
    • 2 replies
    • 833 views
    • 
    • Jakyasar
    • March 12, 2020

35. 2 companies - Simple IRA Offering?

    By Doogan, March 4, 2020
    • 3 replies
    • 831 views
    • 
    • Bill Presson
    • April 13, 2020

36. Election Period

    By Doogan, February 21, 2020
    • 4 replies
    • 892 views
    • 
    • Doogan
    • February 24, 2020

37. SIMPLE with No NHCE?

    By justanotheradmin, February 20, 2020
    • 7 replies
    • 1.7k views
    • 
    • justanotheradmin
    • February 24, 2020

38. SIMPLE IRA Late Salary Reduction Contributions

    By Roger389, February 19, 2020
    • 5 replies
    • 1.4k views
    • 
    • Larry Starr
    • February 20, 2020

39. SIMPLE IRA - many issues, many years - Fixable?

    By DR245, February 11, 2020
    • 5 replies
    • 1.7k views
    • 
    • Gary Lesser
    • February 18, 2020

40. SIMPLE IRA excess ER contribution

    By M Norton, February 10, 2020
    • 2 replies
    • 916 views
    • 
    • M Norton
    • February 18, 2020

41. SIMPLE IRA for 2020 - too late to stop and replace with 401(k)?

    By lisabroc, January 27, 2020
    • 3 replies
    • 1.7k views
    • 
    • lisabroc
    • January 29, 2020

42. SEP IRA question

    By Doublehill, January 3, 2020
    • 3 replies
    • 1.7k views
    • 
    • spiritrider
    • January 6, 2020

43. SEP Contribution in year of business closure

    By K. Hutcherson, December 12, 2019
    • 2 replies
    • 1.3k views
    • 
    • Larry Starr
    • December 12, 2019

44. SIMPLE IRA for 1 of 2 Sch-C spouses

    By M Norton, December 10, 2019
    • 3 replies
    • 1.1k views
    • 
    • spiritrider
    • December 11, 2019

45. Contributions to SEP that violate 415(c)

    By Luke Bailey, December 10, 2019
    • 6 replies
    • 1.4k views
    • 
    • Gary Lesser
    • February 18, 2020

46. LLC partner draws to C Corp for SEP IRA

    By TKH, December 6, 2019   

    • controlled group or not?
    • sep ira
    • 2 replies
    • 1.1k views
    • 
    • Larry Starr
    • December 7, 2019

47. SIMPLE IRA - Move from 5305 to 5304

    By MjInvestments, December 3, 2019
    • 2 replies
    • 4.6k views
    • 
    • Appleby
    • December 4, 2019

48. SIMPLE IRA Termination

    By mlp0816, November 18, 2019
    • 12 replies
    • 2.6k views
    • 
    • Larry Starr
    • November 24, 2019

49. Concerns w/ Financial Advisor Handling SIMPLE IRA

    By EDB, November 6, 2019
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • November 8, 2019

50. 5305-SEP to 401k plan in same yr; ps start date 1/1?

    By TPApril, September 25, 2019
    • 2 replies
    • 1.5k views
    • 
    • Larry Starr
    • September 25, 2019