SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Top-Heavy SEPs

   By Guest derek, December 8, 1998
   • 4 replies
   • 3.7k views
   • 
   • Guest
   • February 17, 2000

2. 3 Qs for IRS - Rev October 9

   By Gary Lesser, June 14, 2002
   • 4 replies
   • 1.9k views
   • 
   • MGB
   • October 10, 2002

3. SIMPLE and late deferrals

   By BFree, April 9, 2003
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • April 10, 2003

4. Individual SEP IRA's for for LLC Partners

   By Guest smiceli, December 12, 2003
   • 4 replies
   • 13.5k views
   • 
   • panther
   • June 1, 2016

5. SEP Beneficiaries

   By Guest PGH.ERISA, March 5, 2008
   • 4 replies
   • 3k views
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   • Peter Gulia
   • March 6, 2008

6. SIMPLE IRA for the self employed

   By Guest BruceC, September 21, 2008
   • 4 replies
   • 2.5k views
   • 
   • Guest
   • September 23, 2008

7. postponement of RMD from SIMPLE plan

   By Guest bmurphy, September 30, 2004
   • 4 replies
   • 1.5k views
   • 
   • jevd
   • October 1, 2004

8. Application of Grace Period for SIMPLE

   By ERISA11, April 24, 2019
   • 4 replies
   • 928 views
   • 
   • ERISA11
   • April 30, 2019

9. SARSEP Plan with son of business owner eligible

   By rfahey, January 14, 2014
   • 4 replies
   • 1.2k views
   • 
   • BG5150
   • January 24, 2014

10. FICA Withholdings on SAR-SEP Contributions

    By Guest Denise S. Prince, November 21, 2002
    • 4 replies
    • 3.1k views
    • 
    • jpod
    • November 22, 2002

11. Setting up a SEP for church employees

    By MBCarey, April 3, 2009
    • 4 replies
    • 2.3k views
    • 
    • MBCarey
    • April 7, 2009

12. How does the 15% deduction limit affect a SARSEP?

    By Dawn Hafner, June 26, 2000
    • 4 replies
    • 1.8k views
    • 
    • Gary Lesser
    • August 29, 2000

13. SEP IRA missed employee contribution correction

    By JTWeave, April 24, 2020
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • April 25, 2020

14. one participant sep. max annual addition?

    By Lori H, May 23, 2006
    • 4 replies
    • 2.1k views
    • 
    • Gary Lesser
    • June 1, 2006

15. Adoption of Cross-Tested Plan after SIMPLE is Frozen

    By Guest EMM118, September 25, 2006
    • 4 replies
    • 2.3k views
    • 
    • Gary Lesser
    • October 10, 2006

16. Replacing SIMPLE with 401(k) Plan Mid-Year After Correcting SIMPLE Employer Eligibility Failure

    By ERISA11, April 30, 2019
    • 4 replies
    • 1.7k views
    • 
    • ERISA11
    • May 2, 2019

17. sar sepp sponsor changes to s-corp.

    By Guest De Nollid, January 26, 2002
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • February 13, 2002

18. Rollover from SIMPLE 401(k) to SIMPLE IRA

    By billfgrady, October 20, 2009
    • 4 replies
    • 2k views
    • 
    • Gary Lesser
    • October 20, 2009

19. Taxes and Sarsep early withdraw questions?

    By Guest Taipans, January 24, 2005
    • 4 replies
    • 3.7k views
    • 
    • Gary Lesser
    • January 25, 2005

20. Egregious SIMPLE IRA violations by employer

    By Ferroplasm, January 13, 2017
    • 4 replies
    • 10.7k views
    • 
    • Kevin C
    • March 22, 2017

21. 401(k) Rolled over ti SIMPLE by Mistake.

    By jevd, September 28, 2007
    • 4 replies
    • 1.9k views
    • 
    • Appleby
    • September 30, 2007

22. small business owner needing help with 410K and SIMPLE

    By Guest babysilvertooth, May 16, 2012
    • 4 replies
    • 2.1k views
    • 
    • ETA Consulting LLC
    • May 16, 2012

23. Relationship of contribution limits between SEP-IRA and SARSEP

    By Guest smrosenberry, December 26, 2010
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • December 28, 2010

24. Per Diem Employees

    By Doogan, March 23, 2021
    • 4 replies
    • 1.4k views
    • 
    • Doogan
    • March 23, 2021

25. SIMPLE IRA and acquistion

    By 30Rock, April 2, 2025
    • 4 replies
    • 1.1k views
    • 
    • 30Rock
    • April 3, 2025

26. SEP contribution and 401k match

    By WCC, September 29, 2016
    • 4 replies
    • 1.1k views
    • 
    • K2retire
    • October 3, 2016

27. SEP employee contributions

    By Guest robmc, March 12, 2013
    • 4 replies
    • 1.4k views
    • 
    • masteff
    • March 13, 2013

28. Employer maintain SARSEP and a 401(k)?

    By Guest MaggieNme417, April 6, 2004
    • 4 replies
    • 1.9k views
    • 
    • Gary Lesser
    • August 27, 2004

29. What recourse do employees have when their SEP contributions taken from pay is not deposited by employer?

    By Guest quietcook, October 29, 2004
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • November 3, 2004

30. Open Enrollment?

    By Guest jeff100, December 3, 2007
    • 4 replies
    • 1.9k views
    • 
    • Bird
    • December 4, 2007

31. SEP & statutory employee W2 income

    By B21, March 13, 2013
    • 4 replies
    • 3.4k views
    • 
    • masteff
    • March 14, 2013

32. Moving funds from a traditional IRA to a SIMPLE IRA due to bank error

    By rpolich, June 2, 2016   

    • IRA
    • SIMPLE
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • June 3, 2016

33. SEP

    By Fisher, March 3, 2011
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • May 16, 2011

34. SIMPLE and 401(k) Plans in stock sale

    By pmacduff, November 29, 2021
    • 4 replies
    • 894 views
    • 
    • pmacduff
    • November 30, 2021

35. Moving SIMPLE IRA funds to another plan (Traditional IRA, Roth IRA, 40

    By Guest Carl C, July 31, 2000
    • 4 replies
    • 2.4k views
    • 
    • Gary Lesser
    • August 29, 2000

36. Deferrals of Partners and Sole Proprietors

    By Guest Thornton, April 10, 2008
    • 4 replies
    • 2.8k views
    • 
    • Gary Lesser
    • May 9, 2008

37. 401k and SIMPLE total deferral limit

    By Guest Peggy806, August 31, 2011
    • 4 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • September 1, 2011

38. Deferral of one-time bonus into SIMPLE

    By Guest bmurphy, July 13, 2005
    • 4 replies
    • 4.8k views
    • 
    • Gary Lesser
    • August 10, 2005

39. Defined Benefit and SEP IRA

    By Guest AbbyP, October 26, 2009
    • 4 replies
    • 17.8k views
    • 
    • mwyatt
    • October 27, 2009

40. Transfer of SEP $ into SIMPLE IRA?

    By Cathy from Chicago, September 30, 2001
    • 4 replies
    • 1.9k views
    • 
    • Appleby
    • October 1, 2001

41. Terminating a Simple IRA plan and opening a 401k plan

    By Guest gfowler, September 17, 2004
    • 4 replies
    • 4.9k views
    • 
    • Appleby
    • September 18, 2004

42. Simple IRA to 401(K)

    By Guest JDK, March 9, 2006
    • 4 replies
    • 3.3k views
    • 
    • ERISAnut
    • April 27, 2006

43. SEP Eligibility - Dumb Question

    By bzorc, June 27, 2018
    • 4 replies
    • 1.2k views
    • 
    • Bird
    • June 28, 2018

44. SEP IRA--Using the integrated formula

    By Guest ButchElfers, October 23, 2003
    • 4 replies
    • 12.2k views
    • 
    • Gary Lesser
    • March 22, 2005

45. any loopholes to the "SIMPLE plan is the only plan" rule?

    By MR, April 23, 2002
    • 4 replies
    • 1.5k views
    • 
    • Appleby
    • April 28, 2002

46. SEP IRA contribution for earnings from two calendar years

    By Guest nirvana, August 26, 2004
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • August 27, 2004

47. SARSEP possible for Non-Profits?

    By NonProfit GC, February 10, 2021
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 13, 2021

48. Does federal law prohibit surrender charges or CDSC for Simple IRA assets?

    By Guest Richard Plant, July 9, 2007
    • 4 replies
    • 3.7k views
    • 
    • Belgarath
    • August 8, 2007

49. SEP funding and filing tax return

    By ombskid, April 12, 2016
    • 4 replies
    • 1.1k views
    • 
    • Belgarath
    • April 13, 2016

50. Surviving Spouse Benefits under SEPs

    By Scott, December 2, 2002
    • 4 replies
    • 1.7k views
    • 
    • mbozek
    • December 3, 2002