Jump to content

SEP funding and filing tax return


Recommended Posts

Sole proprietor wants to file for an extension on his 1040, giving him until 10/15 to make his SEP contribution, but wants to actually file his 1040 before the extension is up and before he funds the SEP.

I believe this is ok in the case of a qualified plan.

OK in a SEP too?

Link to comment
Share on other sites

Hi Lou - do you have a cite/reference for that? Don't know as I've ever seen that specific situation come up, but I wouldn't, off the cuff, have said that filing before the original non-extended deadline invalidates the extension. I'm sure I'm probably wrong on that...

Thanks.

Link to comment
Share on other sites

Hi Lou - do you have a cite/reference for that? Don't know as I've ever seen that specific situation come up, but I wouldn't, off the cuff, have said that filing before the original non-extended deadline invalidates the extension. I'm sure I'm probably wrong on that...

Thanks.

I am positive I have seen that here, and whomever posted it had a convincing argument so I believed it (that filing on time invalidated an extension).

But, while poking around trying to confirm that, I found this

bottom of page 2 says:

An application for extension that meets these four requirements in valid, even if the return is filed on or before the original due date of the return. That is, the application for extension is not invalidated under the regulations merely because the extension ultimately proved to be unnecessary.

I don't claim any expertise but this is convincing. It was more about taxes and penalties than contributions, so maybe that makes a difference, but I don't see why. And frankly, it is very, very difficult to imagine a scenario where you show the IRS an extension and they say "oh no, you filed on time" (finger wagging).

Ed Snyder

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...